Specialist insurance solutions that protect technology companies from fast-moving digital, operational, and regulatory risks.
Specialist insurance solutions that protect technology companies from fast-moving digital, operational, and regulatory risks.
Specialist Risk Group (SRG) works with technology businesses of all sizes to identify evolving exposures and arrange tailored protection across software, systems, data, and service delivery. Our specialists help you manage risk, meet contractual obligations, and maintain operational resilience.
Technology businesses operate in fast-moving, high-dependency environments where failure, disruption, or error can have immediate and far-reaching consequences. As products become more interconnected and services more business-critical, exposures extend beyond traditional IT risk into contractual liability, regulatory scrutiny, and reputational damage. Clients increasingly expect technology providers to carry robust insurance, making effective risk transfer a commercial as well as operational necessity.
Technology products or services failing to perform as expected, disrupting client operations, or service delivery.
Loss, theft or corruption of sensitive information, or unauthorised access to systems and data.
Allegations of copyright, trademark, patent infringement, or disputes relating to the ownership and use of intellectual property.
Exposure from failing to meet service-level agreements, contractual commitments, professional obligations, or client performance expectations.
Liability if your technology inadvertently causes harm to customers, partners, or suppliers.
Loss of revenue from downtime due to technical failures or cyber events.
We support a wide range of tech-focused businesses, including:
Comprehensive cover and response support for data breaches, ransomware, and network interruptions.
Protection against third-party injury or property damage caused by products or operations.
Safeguards leadership against claims arising from management decisions or regulatory investigations.
Financial cover for revenue lost due to system failures or cyber incidents.
Covers losses from employee dishonesty, fraud, or social engineering attacks.
Most technology businesses require Technology Errors and Omissions (E&O) cover, Cyber Insurance and Directors & Officers (D&O) Insurance. Requirements may vary based on products, clients, and contracts.
Yes. It is commonly required by enterprise clients and may be expected where software failure, outages, coding errors, implementation issues, or data problems could lead to customer financial loss or contractual disputes.
Strong controls reduce risk, but incidents can still occur through human error, supplier compromise, or new and emerging vulnerabilities. Cyber Insurance is increasingly seen as standard coverage for tech companies.
Directors and senior leaders can face scrutiny over governance and decision-making. Directors and Officers (D&O) Insurance is commonly used to address this.
Yes. Insurance is frequently required for investment rounds, commercial contracts, partnerships, and accelerator programmes.
Specialist Cyber policies can respond to incidents such as data breaches, ransomware, system disruption, and related response costs, depending on policy structure.
Professional Indemnity and Technology Errors and Omissions cover can respond where clients allege financial loss arising from system failure, coding errors, service outages, implementation issues, or performance concerns.
Third-party dependencies are common in tech businesses and are usually considered when structuring cover.
Yes. Insurance can be shaped around the specific risks of emerging technologies and how they are developed and deployed.
Yes. Technology businesses can face allegations relating to copyright, trademark, patent infringement, software ownership, licensing disputes, or the misuse of intellectual property. These exposures should be considered when structuring an insurance programme.
Yes. As companies grow, take on larger clients, expand geographically, or handle more data, insurance arrangements typically need to evolve.
Yes. Policies can be structured to align with contractual insurance requirements and provide evidence of cover where needed.
Yes. Cover can be structured for software developers, SaaS platforms, IT consultancies, managed service providers, and hybrid models.
Insights
You can easily contact us by filling out the form. Once you have submitted your enquiry, one of our friendly colleagues will reach out to you.