Fire Safety.

Specialist insurance for fire safety consultants, engineers, assessors, installers, and contractors responsible for designing, advising on, and implementing fire protection solutions in regulated and high-risk environments.

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Benefits

How Specialist Risk Group supports this sector.

Specialist Risk Group’s (SRG) specialist fire safety broker, Consort, combines deep insight into fire safety operations with a clear understanding of the regulatory and technical risks consultancy businesses face. Our strong insurer relationships and market influence enable us to secure industry-leading protection, tailored solutions, and responsive claims support, helping firms manage professional exposures, meet compliance obligations, and operate with confidence.

Protection and Detection (PAD) – exclusive insurance facility

Exclusive *A-rated insurance programme that enables ‘best of sector’ fire related organisations to access appropriate, comprehensive and competitive capacity.
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Specialist sector knowledge

Expertise in design-led, advisory, installation, and inspection services across the fire protection industry.
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Trusted insurance partner

Consort are proud to be a trusted insurance advisor to the Fire Industry Association (FIA), as well as partner to the Fire Protection Association (FPA) and The Institute of Fire Safety Managers (IFSM). Consort is an Association for Specialist Fire Protection (ASFP) Affiliate Member Organisation.
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Proactive claims and incident handling

Dedicated teams familiar with sensitive incidents involving life safety systems, system failure, or alleged professional error.
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Regulatory guidance

Support navigating evolving fire safety legislation, competency requirements, and documentation standards.
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Industry challenges.

Fire safety firms under intense scrutiny due to their role in safeguarding life, property, and regulatory compliance. As buildings become more complex and fire-safety frameworks continue to tighten, firms face growing exposure from design responsibility, installation oversight, specification errors, and system performance. Many consultants also encounter inconsistent market understanding and insurance solutions poorly aligned with the realities of their work. 

Key Risks.

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Difficulty securing coverage

Increased scrutiny of the fire safety sector following several high-profile events has significantly tightened the insurance market. Professional Indemnity and Contractors All Risks capacity is now constrained, with insurers imposing higher premiums, stricter terms and more restrictive policy endorsements.

Our clients

Who is it for?

We arrange cover for all types of fire safety businesses, with specialist expertise across the following trades:

Fire safety consultants and fire engineers
UK - Fire safety consultants and fire engineers
Fire risk assessors
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Passive fire protection contractors
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Fire door installation and inspection firms
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Fire alarm and detection system installers
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Sprinkler and suppression system contractors
UK - Sprinkler and suppression system contractors
Fire extinguisher servicing companies
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Fire safety consultants and fire engineers
UK - Fire safety consultants and fire engineers
Fire risk assessors
UK - Fire risk assessors
Passive fire protection contractors
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Fire door installation and inspection firms
UK - Fire door installation and inspection firms
Fire alarm and detection system installers
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Sprinkler and suppression system contractors
UK - Sprinkler and suppression system contractors
Fire extinguisher servicing companies
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We’ve got you covered

Related products and covers

Our approach is tailored to each business we work with. Typical covers we look at for hospitality businesses include:

Property All Risk

Protection for buildings, contents, fixtures, fittings, and operational assets.
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Public and Products Liability

Cover for guest injury, illness, or third-party property damage.
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Business Interruption

Protection for lost revenue following insured damage or disruption.
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Employers’ Liability/Workers Injury Compensation

Cover for employee injury or illness arising from their work.
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Cyber insurance

Protection against cyberattacks, data breaches, payment fraud, and system outages.
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Employment Practices Liability

Protection against claims relating to workplace disputes, discrimination, or misconduct.
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Specialist Restaurant and Hotel Programmes

Including insurance for hotels and tailored private insurance coverage for restaurants operating single or multiple locations.
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Related products and covers.

Our approach is tailored to each fire safety business we work with. Typical covers we can arrange include:
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Professional Indemnity insurance

Protection for design, advice, risk assessments, surveys, specifications, and system oversight.

Frequently Asked Questions.

Most fire safety firms require Professional Indemnity, Public and Products Liability including Efficacy, and Employers’ Liability. Businesses involved in installation or site works often also need Contractors All Risks cover. The exact structure depends on whether you advise, design, inspect, install, or do all three.