INSURANCE FOR ORGANISATIONS OPERATING IN HIGH-RISK ENVIRONMENTS.

Specialist insurance for organisations operating in high-risk environments, including high-risk travel, specialist equipment and crisis management solutions for humanitarian organisations, NGOs and contractors.

 

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Benefits

How Specialist Risk Group supports this sector.

Specialist Risk Group designs bespoke insurance programmes for organisations operating in complex environments where security, political instability and operational challenges demand specialist expertise. Our access to Lloyd's of London and leading international insurers enables us to arrange comprehensive protection that reflects the realities of working in higher-risk territories.

Specialist sector expertise

Our team understands the operational, contractual and security risks faced by organisations delivering humanitarian aid, overseas development projects, disaster recovery, technical consultancy and mine clearance activities.
SG - Marine contractors and engineering operators

Access to specialist markets

We work with specialist insurers experienced in complex international risks, providing access to insurance solutions that are not always available through standard commercial markets.
AUS - Board governance and leadership accountability@2x

Tailored insurance programmes

Every programme is built around your organisation's activities, operating territories, personnel, equipment and contractual responsibilities to ensure cover reflects your specific risk profile.
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Dedicated claims support

When incidents occur, our experienced claims team works quickly to support your organisation, helping minimise disruption and facilitating access to specialist insurers and crisis response providers.
UK - Claims and incident support

Protection for your people

Insurance programmes can include specialist high-risk travel insurance, protecting employees, contractors and volunteers working in hostile or conflict-affected environments. Cover can include medical expenses, personal accident, emergency and security evacuation, and crisis response.
AUS - Contractual and scope of engagement risk@2x

Protection for specialist equipment

Many organisations rely on specialist machinery, communications equipment, vehicles, temporary accommodation and other operational assets. We arrange bespoke protection, including cover for war and political violence where appropriate.
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Industry challenges.

 Many organisations rely on specialist machinery, communications equipment, vehicles, temporary accommodation and other operational assets. We arrange bespoke protection, including cover for war and political violence where appropriate. 

KEY RISKS.

UK - Contraction frustration@2x

Political and security instability

Exposure to civil unrest, terrorism, armed conflict, sanctions, confiscation, expropriation, nationalisation and sudden political change affecting personnel, assets, funding and operational continuity.

Our clients

Who is it for?

We arrange insurance programmes for organisations operating in challenging environments, including:

Humanitarian organisations
Global - General - 47
International NGOs
Global - Legal - 4-1
Overseas development organisations
Overseas Development-min
Mine clearance and explosive ordnance disposal organisations
GBS - WRR - Waste managent companies
Disaster recovery and reconstruction specialists
SG - Common Law Liability@2x
Emergency aid organisations
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Contractors operating in fragile or conflict-affected states
UK - Professional indemnity@2x
Organisations providing technical consultancy, training, engineering and other specialist professional services overseas
GBS - Crime - Computer Fraud
Humanitarian organisations
Global - General - 47
International NGOs
Global - Legal - 4-1
Overseas development organisations
Overseas Development-min
Mine clearance and explosive ordnance disposal organisations
GBS - WRR - Waste managent companies
Disaster recovery and reconstruction specialists
SG - Common Law Liability@2x
Emergency aid organisations
iStock-1481089379
Contractors operating in fragile or conflict-affected states
UK - Professional indemnity@2x
Organisations providing technical consultancy, training, engineering and other specialist professional services overseas
GBS - Crime - Computer Fraud
We’ve got you covered

Related products and covers

Our approach is tailored to each business we work with. Typical covers we look at for hospitality businesses include:

Property All Risk

Protection for buildings, contents, fixtures, fittings, and operational assets.
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Public and Products Liability

Cover for guest injury, illness, or third-party property damage.
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Business Interruption

Protection for lost revenue following insured damage or disruption.
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Employers’ Liability/Workers Injury Compensation

Cover for employee injury or illness arising from their work.
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Cyber insurance

Protection against cyberattacks, data breaches, payment fraud, and system outages.
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Employment Practices Liability

Protection against claims relating to workplace disputes, discrimination, or misconduct.
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Specialist Restaurant and Hotel Programmes

Including insurance for hotels and tailored private insurance coverage for restaurants operating single or multiple locations.
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Related products and covers.

Our approach is tailored to the specific risks of each overseas operation. Covers we arrange include:
SG - Accidental Damage@2x

Public & Products Liability Insurance

Cover for guest injury, illness, or third-party property damage.

Frequently Asked Questions.

Insurance requirements vary depending on your activities and operating locations. Many organisations require a combination of high-risk travel insurance, liability insurance, political risk cover, marine and transit insurance, protection for specialist equipment and, where appropriate, access to Kidnap & Ransom insurance.