Broking Solutions

Motor Fleet.

Motor Fleet insurance solutions for brokers placing UK motor fleet risks, from SME fleets through to complex, high-value, and higher-risk operations.

From specialist open market placements in Lloyd's and the London Market to delegated authority solutions for smaller fleets, we help brokers secure the right cover, structure, and pricing for their clients' fleet requirements.
Talk to our Global Risk Solutions team
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Benefits

Why SRG?

Whether a risk is best suited to a specialist scheme or the open market, we help brokers identify the right route to market for their clients' fleet requirements.

With an established Motor Fleet team, we support a range of risks from SME fleets through to complex, high-premium and higher-risk operations, providing access to specialist underwriting expertise, market relationships, and flexible placement options.

Scale and market influence

We place significant motor premium into the market, giving us the leverage to negotiate terms and secure capacity across a broad range of fleet risks.
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Open market placement expertise

As experienced London Market brokers, we structure and place risks individually, ensuring each programme reflects your client's operations, exposures, and requirements.
GBS - Motor Fleet - transportation

Schemes and market access

Alongside open market placement, we provide access to our SME Fleet scheme as well as wider sector-focused propositions where motor fleet forms part of a broader insurance programme. More complex fleets can be placed through our insurer and London Market relationships.
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Exclusive wordings and extensions

We have access to unique wordings and extensions with many of our insurers, designed to provide broader protection and enhanced cover for fleet operators.
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Efficient and streamlined trading

A unified approach across our wholesale businesses makes it easier for broker partners to access motor fleet expertise and market capacity within our Global Risk Solutions team.
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Appetite Areas.

We support brokers placing UK MotorFfleet risks across a wide range of industries, vehicle types, and operating profiles.

Our experience includes supporting placements for:
Waste disposal fleets
GBS - Motor Fleet - waste disposal
Hazardous goods transporters and hazardous haulage operators
GBS - Hazardous Goods - Fuel Distribution
Ambulance and patient transport providers
GBS - Motor Fleet - Ambulance
Asbestos removal and remediation contractors
Asbestos-scaled
Coach operators
GBS - Motor Fleet - coach
Couriers
GBS - Motor Fleet - Couriers
Credit hire businesses
AUS - Consumer electronics and technology retailers
Haulage and freight companies
GBS - Asbestos - Motor Fleet
Hire of replacement vehicles
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Heating, ventilation, electrical, and mechanical contractors
GBS - Specie - logistics
Private car and van fleets
GBS - Motor Fleet - private car
Self-drive hire operators
UK - Rideshare and app-based drivers
SME fleets (5-30 vehicles)
SG - Corporate service fleets (sales, support, field service teams)
Hire of replacement vehicles
Fleet-4
Taxi fleets
London Taxi
Transportation companies
Haulage Fleet
Waste disposal fleets
GBS - Motor Fleet - waste disposal
Hazardous goods transporters and hazardous haulage operators
GBS - Hazardous Goods - Fuel Distribution
Ambulance and patient transport providers
GBS - Motor Fleet - Ambulance
Asbestos removal and remediation contractors
Asbestos-scaled
Coach operators
GBS - Motor Fleet - coach
Couriers
GBS - Motor Fleet - Couriers
Credit hire businesses
AUS - Consumer electronics and technology retailers
Haulage and freight companies
GBS - Asbestos - Motor Fleet
Hire of replacement vehicles
Fleet-4
Heating, ventilation, electrical, and mechanical contractors
GBS - Specie - logistics
Private car and van fleets
GBS - Motor Fleet - private car
Self-drive hire operators
UK - Rideshare and app-based drivers
SME fleets (5-30 vehicles)
SG - Corporate service fleets (sales, support, field service teams)
Hire of replacement vehicles
Fleet-4
Taxi fleets
London Taxi
Transportation companies
Haulage Fleet

Covers available.

Placements are structured around the specific requirements of each risk. Typical covers include:
GBS - Motor - Comprehensive

Comprehensive

 

SME Fleet Scheme.

For brokers placing smaller fleets, we also offer access to a dedicated SME Fleet solution designed to combine fast turnaround times with flexible underwriting.

The scheme is designed for fleets of 5–30 vehicles and can support a broad range of vehicle types and operating profiles, including higher-risk trades that may fall outside standard insurer appetite.

Not every fleet requires a London Market placement. Where appropriate, our SME Fleet scheme provides a faster and more efficient route to cover, while more complex risks can be placed through our wider insurer and London Market relationships.

KEY FEATURES.

  • Delegated underwriting authority
  • Fast quote turnaround
  • Fleet-rated pricing
  • No Claims Discount (NCD) conversion*
  • Ability to consider higher-risk trades
  • In-house finance solutions available
  • Suspended driver's licence clause*

*subject to underwriting criteria and full policy wording.

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SCHEME CRITERIA.

  • Fleets of 5–30 vehicles
  • Drivers aged 19 and over
  • Maximum vehicle weight up to 44 tonnes
  • Minimum target premium of £5,000 plus IPT
  • Own goods and hire & reward considered
  • Own goods only considered

Where a risk falls outside the SME Fleet scheme appetite, we can also explore open market placement through our wider insurer and London Market relationships.

UK - Haulage and aggregate contractors
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We’ve got you covered

Related products and covers

Our approach is tailored to each business we work with. Typical covers we look at for hospitality businesses include:
Speak to a Specialist

Property All Risk

Protection for buildings, contents, fixtures, fittings, and operational assets.
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Public and Products Liability

Cover for guest injury, illness, or third-party property damage.
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Business Interruption

Protection for lost revenue following insured damage or disruption.
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Employers’ Liability/Workers Injury Compensation

Cover for employee injury or illness arising from their work.
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Cyber insurance

Protection against cyberattacks, data breaches, payment fraud, and system outages.
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Employment Practices Liability

Protection against claims relating to workplace disputes, discrimination, or misconduct.
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Specialist Restaurant and Hotel Programmes

Including insurance for hotels and tailored private insurance coverage for restaurants operating single or multiple locations.
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Frequently Asked Questions.

Whether you need a fast turnaround for an SME fleet, support placing a higher-risk trade, or access to London Market capacity for a more complex fleet, our team can help identify the most appropriate route to market for your client's requirements.

Speak to a specialist.

You can easily contact us by filling out the form. Once you have submitted your enquiry, one of our friendly colleagues will reach out to you.