Insolvency insurance.

Specialist Insolvency insurance solutions for insolvency practitioners and property receivers operating in high-pressure, time-critical environments. Supporting the protection of estate assets, trading operations and personal liability throughout administration, liquidation, bankruptcy and receivership processes.

Insolvency insurance
Benefits

How Specialist Risk Group supports this sector.

Specialist Risk Group (SRG) brings deep, long-standing expertise to the insolvency market. Our Insolvency insurance specialists combine more than 230 years of collective experience, supported by strong insurer relationships and delegated authority arrangements. This enables us to deliver responsive Insolvency cover, robust protection and reliable service, helping insolvency practitioners and property receivers progress cases efficiently, compliantly and with confidence.

Specialist insolvency expertise

A dedicated team focused solely on insolvency and receivership insurance, with practical understanding of estate risks and statutory responsibilities.
Specialist insolvency expertise

Guaranteed long-term capacity

Access to stable insurance capacity with global composite insurers under guaranteed, long-term agreements for both Bonds and Open Cover.
Guaranteed long-term capacity

Open Cover expertise

We have delegated authority arrangements in place with insurers which enable us to provide fast, flexible placement when time-critical decisions are required.
Open Cover expertise

Dedicated team

Every client is treated as a long-term partner with a dedicated Client Executive who takes ownership of each case.
Global - General - 6

Responsive service

A flexible, local service delivered by insolvency insurance professionals recognised for clarity, openness and consistent delivery under pressure.
Responsive service

Industry challenges.

The insolvency environment is shaped by rising corporate failures, increased creditor scrutiny and tightening regulatory expectations. Practitioners and receivers are often required to act immediately to protect assets, manage liabilities and continue trading operations. Without reliable specialist insurance, delays or gaps in cover can expose both the estate and the practitioner to significant risk.

KEY RISKS.

UK - Distressed and vacant property risk@2x

Immediate risk identification

Inherited assets, unsecured premises, ongoing operations, hazardous materials, or third-party activity requiring immediate attention on appointment.

Our clients

Who is it for?

We arrange specialist cover for a wide range of professionals operating in distressed and restructuring scenarios, including:

Insolvency practitioners, included but not limited to: 

Administrators and administrative receivers
Administrators and Administrative Receivers
Liquidators
Liquidators
Trustees in bankruptcy
Trustees in Bankruptcy
Fixed charge and Law of Property Act (LPA) receivers
AUS - Multi-asset property portfolio owners
Turnaround and restructuring professionals
Turnaround and restructuring professionals
Advisers managing distressed, pre-pack or special situations
Advisers managing distressed, pre-pack or special situations
Administrators and administrative receivers
Administrators and Administrative Receivers
Liquidators
Liquidators
Trustees in bankruptcy
Trustees in Bankruptcy
Fixed charge and Law of Property Act (LPA) receivers
AUS - Multi-asset property portfolio owners
Turnaround and restructuring professionals
Turnaround and restructuring professionals
Advisers managing distressed, pre-pack or special situations
Advisers managing distressed, pre-pack or special situations
We’ve got you covered

Related products and covers

Our approach is tailored to each business we work with. Typical covers we look at for hospitality businesses include:

Property All Risk

Protection for buildings, contents, fixtures, fittings, and operational assets.
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Public and Products Liability

Cover for guest injury, illness, or third-party property damage.
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Business Interruption

Protection for lost revenue following insured damage or disruption.
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Employers’ Liability/Workers Injury Compensation

Cover for employee injury or illness arising from their work.
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Cyber insurance

Protection against cyberattacks, data breaches, payment fraud, and system outages.
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Employment Practices Liability

Protection against claims relating to workplace disputes, discrimination, or misconduct.
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Specialist Restaurant and Hotel Programmes

Including insurance for hotels and tailored private insurance coverage for restaurants operating single or multiple locations.
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Related products & covers.

Our approach is tailored to each business we work with. Typical covers we look at include:
AUS - Property damage and natural hazards@2x

Property All Risk

Protection for vacant, distressed or trading-on estate property.

FREQUENTLY ASKED QUESTIONS.

When appointed to an insolvency, practitioners assume responsibility for protecting estate assets, managing liabilities and, in some cases, continuing to trade a business. Specialist Insolvency insurance helps provide appropriate protection from the point of appointment, supporting compliance with statutory duties while helping safeguard both the estate and the practitioner.

Speak to a specialist.

You can easily contact us by filling out the form. Once you have submitted your enquiry, one of our friendly colleagues will reach out to you.