Private Clients.

Protecting the estate, assets, and lifestyle of high-net-worth individuals and their families with bespoke insurance solutions.

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Benefits

How Specialist Risk Group supports Private Clients.

Specialist Risk Group’s (SRG) Private Clients team delivers a concierge-led insurance service designed for high-net-worth individuals and families. We provide carefully structured protection for complex personal risks, combining technical expertise, discretion, and a proactive approach to safeguarding what matters most.

High-net-worth and private wealth expertise

Our team understands the complexities of insuring high-value assets, family wealth structures, and bespoke insurance portfolios, delivering protection that reflects both risk and legacy.
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Protection built for legacy and continuity

From fine art and jewellery to classic cars, estates, and overseas homes, we structure insurance programmes designed to preserve, protect, and pass on assets across generations.
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Tailored insurance programmes

Policies are carefully structured to include worldwide all-risks cover, agreed values, enhanced limits, and flexible terms that evolve with your circumstances.
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Relationship-led service and risk advisory

A discreet, relationship-led service supported by proactive risk management and expert claims handling, ensuring continuity and confidence at every stage.
UK - Relationship-led service and risk advisory

Industry challenges.

High-net-worth clients hold unique and diverse assets, from luxury homes and vehicles to art, wine, and collectibles. Protecting these requires a detailed, specialist approach beyond standard insurance. Our Private Clients team provide tailored solutions, safeguarding estates, family offices, and investments both domestically and internationally while offering enhanced cover for peace of mind.

Key Risks.

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Property and estate exposure

Fire, flood, escape of water, subsidence, and underinsurance risks across primary residences, second homes, and listed buildings.

Our clients

Who is it for?

Private Clients insurance is designed for high-net-worth individuals and families, including:

C-suite professionals and executives
UK - C-suite professionals and executives
Affluent individuals and families
UK - Affluent individuals and families
Collectors of art, jewellery, antiques, wine, and other valuables
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Individuals with complex domestic and international asset portfolios
Global - General - 28
UK non-domiciled individuals
UK - UK non-domiciled individuals
Owners of multiple properties, vehicles, and bespoke collections
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C-suite professionals and executives
UK - C-suite professionals and executives
Affluent individuals and families
UK - Affluent individuals and families
Collectors of art, jewellery, antiques, wine, and other valuables
High-Net-Worth-Wine-Cellar-1
Individuals with complex domestic and international asset portfolios
Global - General - 28
UK non-domiciled individuals
UK - UK non-domiciled individuals
Owners of multiple properties, vehicles, and bespoke collections
iStock-1612422653

Related products & covers.

Our Private Clients solutions are tailored around the assets you own, how they are used, and the risks that surround them. Typical covers we can arrange include:
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High-Value Household insurance

Comprehensive protection for high-value homes and contents, with worldwide All-Risks cover and agreed values where appropriate.

Frequently Asked Questions.

Private Clients insurance is designed for high-value assets and complex lifestyles. It offers broader cover, higher limits, agreed values, and tailored terms that reflect how assets are used, stored, and transferred rather than relying on standard assumptions or generic policy wording.

Speak to a specialist.

You can easily contact us by filling out the form. Once you have submitted your enquiry, one of our friendly colleagues will reach out to you.