Products & Covers

Private & Family Offices.

Insurance solutions for private offices, family offices, and the operational infrastructure that supports the management of significant private wealth.

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Benefits

A Comprehensive Insurance Programme for the Private or Family Office.

Private offices and family offices occupy a distinctive space, they are not straightforwardly personal, nor are they conventional commercial risks. Managing complex asset portfolios, employing staff, occupying premises, and operating as the administrative centre for multi-generational wealth creates a range of exposures that require a tailored approach to insurance. We work with family offices and their advisers to arrange comprehensive programmes covering property and contents, employer and public liability, management liability, crime and fidelity, cyber, and the personal assets of principals - ensuring that the insurance arrangements support the broader wealth management objectives of the family.

Typical cover can include:

Office Property and Contents

Protection for office premises, contents, equipment, and operational assets used in the day-to-day running of the office.

Employer's and Public Liability

Cover for claims arising from employee injury or illness, and third-party incidents at or connected to the office.

SG - Financial services, fintech, and payment-driven businesses

Management Liability

Directors' and officers' cover protecting individuals against claims arising from decisions made in their management capacity

Trustees Liability

Protection for trustees against claims arising from the administration and management of trusts and family structures.

UK - Fire safety consultants and fire engineers

Crime and Employee Fidelity

Cover for financial loss resulting from fraud, theft, or dishonest acts by employees or third parties.

Cyber Liability and Data Protection

Protection against cyberattacks, data breaches, and regulatory exposures arising from the office's digital operations.

Ransomware Attack in Cyberpunk Cityscape-1

Professional Indemnity

Cover for claims arising from advice, services, or professional activities carried out by or on behalf of the office, where relevant.

AUS - Advice, judgement, and professional liability exposure@2x

Personal Asset cover for principals

Insurance for the personal assets of principals and key family members, coordinated within the wider programme.

SG - Automation and Workflow Enablement@2x

Portfolio Coordination

Seamless alignment with household, motor, collections, and other personal insurance programmes across the family.

AUS - Multi-asset property portfolio owners

All covers are subject to individual insurer terms, conditions, and underwriting criteria. The above represents a summary of the types of cover that may be available and does not constitute a policy document or insurance advice.