Diving insurance for commercial diving contractors working across inshore, offshore and subsea environments, where technical complexity, safety-critical operations, and contractual responsibility create heightened risk.
Diving insurance for commercial diving contractors working across inshore, offshore and subsea environments, where technical complexity, safety-critical operations, and contractual responsibility create heightened risk.
Specialist Risk Group (SRG) arranges insurance solutions for commercial diving contractors operating across inshore, offshore and subsea environments. Our experience spans complex underwater operations, enabling us to structure protection that reflects the contractual, operational and safety-critical risks faced by diving businesses.
Commercial diving contractors operate in high-risk, technically demanding environments where safety, precision, and regulatory compliance are critical. Whether working inshore, offshore or subsea, incidents can have serious consequences for people, projects, and contractual performance. Without insurance in place, operational disruption, liability exposure, diver injury, marine incidents and specialist equipment failure can quickly lead to significant financial and reputational impact.
Exposure to serious injury or fatality arising from decompression sickness, pressure-related illness, underwater incidents, or other safety-critical events during diving operations.
Responsibility for the safety of participants during commercial diver training, instruction, and supervised activities.
Risks associated with dive systems, compressors, chambers, life-support equipment, remotely operated equipment, underwater tools and other specialist plant essential to safe and effective operations.
Exposure arising from professional advice, inspection, certification, design input, contractual responsibilities or operational activities that result in injury, financial loss or damage involving clients or third parties.
Incidents affecting dive teams, vessels, support craft, specialist equipment or project sites can interrupt schedules, delay works and create immediate financial and reputational consequences.
We arrange Commercial Diving insurance for a wide range of operators and contractors, including:
Our approach is tailored to each business we work with. Typical covers we look at for hospitality businesses include:
Protection for employee injury or illness arising from commercial diving and other high-risk operational activities.
Cover for third-party injury or property damage arising from diving operations, marine contracting activities, or completed work.
Protection against claims arising from professional advice, instruction, certification, design input, or other services.
Cover for physical loss or damage relating to contract works, project materials, or activities undertaken as part of marine and subsea projects.
Protection for commercial diver training facilities and associated equipment and infrastructure.
Protection for plant, dive systems, compressors, chambers, underwater tools, and other operational equipment.
Cover for liabilities and risks associated with offshore operations, marine environments, vessels, and related contractual responsibilities.
Cover for diving-related accidents, including medical treatment, disability, and fatality benefits.
Cover for vessels, dive support craft, chambers, submersibles, and remotely operated vehicles.
Liability cover associated with the ownership and operation of vessels and marine assets.
Most commercial diving contractors need a combination of cover depending on the nature of their work. This often includes Employers’ Liability, Public and Products Liability, Professional Indemnity, Contract Works or Project Risks, Plant and Equipment cover, and protection for offshore or marine-related exposures.
Commercial diving insurance can include protection for liability, employee injury, specialist diving equipment, vessels, project risks, professional services, and marine-related exposures. The scope of cover will depend on the contractor’s activities, contractual responsibilities, and operating environment.
It can be, particularly where a business provides advice, inspection, certification, instruction, design input, or other services. In these cases, Professional Indemnity insurance can help protect against claims arising from errors, omissions, or professional responsibilities.
Yes. Insurance can be structured for contractors working across inshore, offshore, subsea and marine contracting environments, including contractual marine liabilities where required.
Yes. Cover can be arranged for specialist plant, equipment and diving assets including dive systems, compressors, chambers, life-support equipment, underwater tools and remotely operated equipment.
Yes. Insurance can be arranged to reflect training, instruction, and supervision activities, including liability arising from incidents involving trainees or participants, depending on the policy structure.
Yes. Where required, insurance programmes can be structured to include vessels, dive support craft and other marine assets used in connection with commercial diving activities, depending on ownership, contractual responsibilities and operational requirements.
Commercial diving businesses often take on new contracts, work in different environments, use new equipment, or expand their scope of services. Regular reviews help ensure insurance remains aligned to the business’s current activities and contractual obligations.