Products & Covers

High-Value Family Fleet, Performance and Classic Cars.

Specialist motor insurance for prestige, performance and classic vehicles, arranged as individual policies or as part of a coordinated family fleet structure.

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Benefits

Insurance Built Around the Vehicle, the Driver, and the Way the Collection Is Used.

High value and specialist vehicles require insurance that reflects both their worth and the way they are used. Where clients operate several vehicles, from a daily driver to a stored classic and a high-performance car, we can often consolidate cover into a coordinated family fleet structure under a single policy arrangement, simplifying administration and helping to achieve more consistent levels of protection across the entire collection. We arrange specialist motor cover through insurers with expertise in this area, offering agreed value policies, flexible underwriting capabilities, and cover that can extend to track days, concours events, and international driving.

Typical cover can include:

Agreed-Value cover

Protection for high-value, classic, and performance vehicles on an agreed-value basis, with no depreciation at the point of claim.

Driving Other Cars

Comprehensive driving other cars cover, extending protection beyond the vehicles named on the policy.

Any Driver Options

Flexible driver options available where required, subject to underwriting terms and individual vehicle eligibility.

UK - Private hire drivers, including Uber

Flexible Use Terms

Cover structured around how each vehicle is used - including limited mileage, occasional use, and laid-up storage periods.

Family Fleet Arrangements

Multiple vehicles consolidated under a single coordinated policy, simplifying administration across the collection.

Track Days and Competitive Events

Cover for track day participation and competitive events where required, subject to individual policy terms.

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International Driving

Protection for driving within Europe and beyond, arranged to reflect the itinerary and vehicles involved.

Salvage Retention Rights

The right to retain a vehicle following a total loss settlement, where this is important to the owner.

Shows, Concours, and Transit

Cover for vehicles being transported, displayed at shows, or participating in concours events.

Courtesy Vehicles and Emergency Expenses

Access to courtesy vehicles and emergency travel expenses following an insured event.

SG - Automation and Workflow Enablement@2x

New for Old Replacement

New for old replacement on newer high-value vehicles where available, subject to insurer terms and vehicle age.

SG - Mechanical, electrical, and engineering firms

We’ve got you covered

Related products and covers

Our approach is tailored to each business we work with. Typical covers we look at for hospitality businesses include:

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Property All Risk

Protection for buildings, contents, fixtures, fittings, and operational assets.

Public and Products Liability

Cover for guest injury, illness, or third-party property damage.

Business Interruption

Protection for lost revenue following insured damage or disruption.

Employers’ Liability/Workers Injury Compensation

Cover for employee injury or illness arising from their work.

Cyber insurance

Protection against cyberattacks, data breaches, payment fraud, and system outages.

Employment Practices Liability

Protection against claims relating to workplace disputes, discrimination, or misconduct.

Specialist Restaurant and Hotel Programmes

Including insurance for hotels and tailored private insurance coverage for restaurants operating single or multiple locations.

All covers are subject to individual insurer terms, conditions, and underwriting criteria. The above represents a summary of the types of cover that may be available and does not constitute a policy document or insurance advice.