Products & Covers

PUBLIC & PRODUCTS LIABILITY INSURANCE.

Specialist Public and Products Liability insurance protecting businesses against claims arising from injury, property damage, or loss suffered by customers, visitors, suppliers, and other third parties.

Working in partnership with you to build an insurance programme that helps protect your business from the financial consequences of liability claims arising from your activities, premises, products, and services.
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Benefits

How Specialist Risk Group supports your business.

Specialist Risk Group (SRG) helps businesses manage their liability exposures through tailored Public and Products Liability insurance solutions. Through strong insurer relationships and experience across a wide range of industries, we help organisations secure protection against third-party injury, property damage, and product-related claims that can result in significant financial and reputational impact.

Expertise across diverse industries

Experience supporting businesses operating across hospitality, manufacturing, construction, logistics, professional services, property, and specialist contracting sectors.
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Tailored liability solutions

Insurance programmes designed around your business activities, operational risks, customer interactions, and product exposures.
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Access to specialist insurers

Strong insurer relationships providing access to liability solutions for both standard and complex risks.
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Protection for evolving risks

Cover designed to respond to changing operational environments, customer expectations, and regulatory requirements.
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Dedicated claims support

Responsive support from our in-house claims team when incidents occur, helping minimise disruption and protect business continuity.
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Liability challenges facing modern businesses.

Businesses interact with customers, suppliers, contractors, and members of the public every day. Accidents, property damage, or allegations relating to products can result in costly legal proceedings, compensation payments, and reputational damage.
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Key Risks.

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Third-party injury claims

Claims arising where a customer, visitor, contractor, or member of the public suffers injury in connection with your business activities.
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Related products and covers

Our approach is tailored to each business we work with. Typical covers we look at for hospitality businesses include:
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Property All Risk

Protection for buildings, contents, fixtures, fittings, and operational assets.
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Public and Products Liability

Cover for guest injury, illness, or third-party property damage.
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Business Interruption

Protection for lost revenue following insured damage or disruption.
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Employers’ Liability/Workers Injury Compensation

Cover for employee injury or illness arising from their work.
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Cyber insurance

Protection against cyberattacks, data breaches, payment fraud, and system outages.
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Employment Practices Liability

Protection against claims relating to workplace disputes, discrimination, or misconduct.
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Specialist Restaurant and Hotel Programmes

Including insurance for hotels and tailored private insurance coverage for restaurants operating single or multiple locations.
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Who is it for?

We arrange public and products liability insurance for organisations across a wide range of sectors, including but not limited to:

  • Hospitality and leisure businesses
  • Fire safety and compliance specialists
  • Construction and contracting firms
  • Manufacturing and industrial organisations
  • Logistics and transport operators
  • Property and facilities management companies
  • Retail and wholesale businesses
  • Professional service providers
  • Technology companies
  • SME and mid-market organisations
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Frequently Asked Questions.

Public Liability insurance is designed to protect businesses against claims made by third parties who suffer injury or property damage arising from the business's activities, premises, or operations.

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You can easily contact us by filling out the form. Once you have submitted your enquiry, one of our friendly colleagues will reach out to you.