Motor Trade.

Specialist insurance professionals that are knowledgeable on the refined market placement and astute in supporting clients in managing complex operational risks in the sector.

UK - Motor Trade - Header@2x
Benefits

How Specialist Risk Group supports this sector.

Specialist Risk Group (SRG) delivers specialist insurance programmes tailored for businesses operating in the motor trade sector. We combine deep industry knowledge, market-leading products, and hands-on risk management to keep your business protected, productive, and resilient.

Trusted advisors

Our team has supported motor trade businesses with tailored insurance and claims solutions for over 20 years.
Motor-web

Tailored insurance programmes

We design cover around your specific activities, premises, and vehicle exposures.
GBS - Motor - Comprehensive

Specialist cover

We provide access to specialist cover through global composite insurers, MGAs and the Lloyd's of London Market.
AUS - Specialist cover

Consultative approach

We offer discreet reviews to identify uninsured exposures, cost efficiencies and enhanced protection options.
Global - General - 8-1

Industry challenges.

The motor trade industry faces increasing pressure from rising repair costs, labour shortages, evolving vehicle technologies, and tighter safety standards. These operational challenges heighten the impact of accidents, equipment breakdowns, and liability exposures. Specialist insurance and proactive risk management are essential to ensure business continuity and protect profit margins across workshops, dealerships, and mobile operations.

KEY RISKS.

Rising repair costs

Rising repair costs

Escalating parts pricing, specialist tooling, and longer repair times increasing operational pressure.

Our clients

Who is it for?

We arrange cover for all types of motor trade businesses, with specialist expertise across the following trades:

Body shops
Global - Motor - 11
Car dealerships
Global - Motor - 5
Delivery agents
GBS - Hazardous Goods - Motor
Motorcycle traders
UK - Tighter safety standards@2x
Recovery agents
UK - Sprinkler and suppression system contractors
Vehicle repairers
UK - Labour shortages@2x
Mobile mechanics
Global - Motor - 6
Vehicle valeting and detailing businesses
GBS - Motor - Comprehensive
Vehicle storage and logistics operators
GBS - Motor Fleet - transportation
Body shops
Global - Motor - 11
Car dealerships
Global - Motor - 5
Delivery agents
GBS - Hazardous Goods - Motor
Motorcycle traders
UK - Tighter safety standards@2x
Recovery agents
UK - Sprinkler and suppression system contractors
Vehicle repairers
UK - Labour shortages@2x
Mobile mechanics
Global - Motor - 6
Vehicle valeting and detailing businesses
GBS - Motor - Comprehensive
Vehicle storage and logistics operators
GBS - Motor Fleet - transportation
We’ve got you covered

Related products and covers

Our approach is tailored to each business we work with. Typical covers we look at for hospitality businesses include:

Property All Risk

Protection for buildings, contents, fixtures, fittings, and operational assets.
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Public and Products Liability

Cover for guest injury, illness, or third-party property damage.
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Business Interruption

Protection for lost revenue following insured damage or disruption.
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Employers’ Liability/Workers Injury Compensation

Cover for employee injury or illness arising from their work.
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Cyber insurance

Protection against cyberattacks, data breaches, payment fraud, and system outages.
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Employment Practices Liability

Protection against claims relating to workplace disputes, discrimination, or misconduct.
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Specialist Restaurant and Hotel Programmes

Including insurance for hotels and tailored private insurance coverage for restaurants operating single or multiple locations.
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Related products & covers.

Our approach is tailored to each business we work with. Typical covers we look at for motor trade businesses include:
SG - Third-Party Liability@2x

Public and Products Liability insurance

Indemnity for costs and awards for allegations of employee injury, third-party damage, and site liability exposures.

Frequently Asked Questions.

Most motor trade businesses require a combination of Motor Trade Combined, Road Risks, Property, Business Interruption, and Liability cover. The exact structure depends on your activities, premises, and vehicle exposure.

Speak to a specialist.

You can easily contact us by filling out the form. Once you have submitted your enquiry, one of our friendly colleagues will reach out to you.