Private Ambulance.

Market-leading insurance solutions designed for private ambulance businesses, covering operational, clinical, and event-related risks.
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Benefits

How Specialist Risk Group supports this sector.

Specialist Risk Group’s (SRG) knowledgeable team has over 50 years’ experience working with businesses in this unique industry, and specialises in complex, hard-to-place risks for private ambulance providers. We deliver tailored insurance programmes, trade association support, and comprehensive cover to keep your business operational, compliant, and protected.

Specialists in difficult-to-place risks

We have the knowledge and capability to arrange complex insurance solutions.
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Trusted by industry associations

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Tailored insurance programmes

From organ transfer to event work, our policies address the full spectrum of operational risks.
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Industry challenges.

Private ambulance operators face unique operational and clinical risks, including rapid response, patient transfers, event coverage, and high-dependency transports. Specialist knowledge is essential to manage regulatory compliance, professional liability, and patient safety, while maintaining financial protection against accidents, equipment loss, or service interruptions.
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Key Risks.

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Clinical and patient risks

Deterioration in patient condition, complications during handling, safeguarding concerns, or adverse clinical events occurring during transit or at events.
Our clients

Who is it for?

We arrange cover for all types of private ambulance businesses, including:
Rapid response teams
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Emergency 999 services
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Low and high dependency patient transfers
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Event medical services
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Bariatric patient transfers
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Organ transfer, including surgical team movement
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Mental health patient transfers
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Rapid response teams
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Emergency 999 services
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Low and high dependency patient transfers
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Event medical services
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Bariatric patient transfers
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Organ transfer, including surgical team movement
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Mental health patient transfers
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Related products & covers.

Our solutions are tailored to each private ambulance business we work with. Typical covers we can arrange include:
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Public and Products Liability insurance

Protection against claims arising from injury, property damage, or loss suffered by patients, visitors, suppliers, and other third parties.
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Specialist Private Ambulance Covers

Covers available:

  • Blue Light and Emergency cover

  • Patient Transfer insurance

  • Organ and Surgical Team Transfer cover

  • Event and Festival cover

  • Vehicle and Equipment insurance
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Frequently Asked Questions.

Private ambulance providers typically require specialist Motor insurance, Medical Malpractice or Clinical Negligence cover, Public and Employers' Liability, and cover for medical equipment and patient transfers. The exact structure depends on the services you provide.

Speak to a specialist.

You can easily contact us by filling out the form. Once you have submitted your enquiry, one of our friendly colleagues will reach out to you.