Products & Covers

CRIME AND FIDELITY INSURANCE.

Specialist Crime and Fidelity insurance protecting businesses against losses arising from employee dishonesty, fraud, theft, forgery, social engineering, and other financial crime exposures.

Working in partnership with you to build an insurance programme that helps safeguard your organisation against internal and external criminal activity, including fraud, scams, and financial crime affecting people, systems, and payment processes.

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Benefits

How Specialist Risk Group supports your business.

Specialist Risk Group (SRG) helps businesses protect themselves against the growing threat of fraud, employee dishonesty, and financial crime. Through access to specialist insurers and extensive experience across a range of sectors, we help organisations secure protection against events that can arise from both internal misconduct and external criminal activity.

Expertise across complex crime risks

Experience supporting businesses exposed to employee dishonesty, theft, forgery, fraud, and increasingly sophisticated financial crime threats including impersonation fraud, social engineering and payment pathway disruption.
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Access to specialist insurers

Strong relationships with insurers providing dedicated crime and fidelity solutions across a broad range of industries and risk profiles.
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Tailored protection

Programmes designed around an organisation's structure, financial controls, exposure to funds transfer risk, operational requirements, and regulatory obligations
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Support for evolving fraud threats

Protection aligned to emerging risks including social engineering, payment diversion fraud, and cyber-enabled financial crime.
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Financial institution expertise

Access to specialist crime solutions for eligible financial institutions, including Bankers Blanket Bond (BBB) and Financial Institution Bond (FIB) placements.*
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Financial crime challenges facing modern businesses.

Fraud and financial crime continue to evolve as organisations become increasingly reliant on digital systems, electronic payments, and remote working environments. While external criminal attacks remain a significant concern, businesses must also consider the risk of losses arising from employee dishonesty, collusion, and internal fraud.

Key Risks.

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Employee dishonesty

Theft, misappropriation of funds, or fraudulent activity committed by employees, directors, or other trusted individuals.

We’ve got you covered

Related products and covers

Our approach is tailored to each business we work with. Typical covers we look at for hospitality businesses include:

Property All Risk

Protection for buildings, contents, fixtures, fittings, and operational assets.
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Public and Products Liability

Cover for guest injury, illness, or third-party property damage.
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Business Interruption

Protection for lost revenue following insured damage or disruption.
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Employers’ Liability/Workers Injury Compensation

Cover for employee injury or illness arising from their work.
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Cyber insurance

Protection against cyberattacks, data breaches, payment fraud, and system outages.
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Employment Practices Liability

Protection against claims relating to workplace disputes, discrimination, or misconduct.
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Specialist Restaurant and Hotel Programmes

Including insurance for hotels and tailored private insurance coverage for restaurants operating single or multiple locations.
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Who is it for?

We arrange Crime and Fidelity insurance for organisations across a wide range of sectors, including but not limited to:

 

  • Barristers' chambers and legal practices – including conveyancying firms
  • Construction and contracting businesses
  • Financial institutions and regulated entities*
  • Insolvency practitioners
  • Recruitment businesses
  • Retailers
  • Hospitality and leisure businesses
  • Technology companies
  • Professional services firms
  • Property and real estate businesses
  • Manufacturing and distribution organisations
  • Businesses handling client money, sensitive financial information, or significant payment volumes

* Bankers Blanket Bond (BBB) and Financial Institution Bond (FIB) solutions are typically only available to eligible financial institutions and regulated financial services organisations. Availability is subject to insurer underwriting criteria.



SG - Retailers, wholesalers, and distributors

Related Specialisms & Sectors:

Crime and Fidelity Insurance is a cover typically utilised by the following specialisms and sectors. 

Frequently Asked Questions.

Crime and Fidelity insurance is designed to protect organisations against direct financial losses arising from employee dishonesty, theft, fraud, forgery, and other criminal acts committed by internal or external parties.

Speak to a specialist.

You can easily contact us by filling out the form. Once you have submitted your enquiry, one of our friendly colleagues will reach out to you.