Products & Covers

Boats & Pleasure Craft.

Specialist Marine insurance for yachts, motorboats, narrowboats, and other pleasure craft used in UK and international waters.

Talk to a specialist

Benefits

Insurance Built Around the Vessel, the Waters, and the Way You Use It.

Insuring from a boat to a super yacht requires a specialist approach that reflects the vessel, how and where it is used, and the specific risks associated with leisure and coastal navigation. From RIBs and narrowboats to ocean-going sailing yachts and motor cruisers, we arrange cover through specialist marine insurers with experience across a wide range of craft and usage patterns. Policies can be structured to cover the vessel, its equipment and personal effects on board, third-party liability, and crew - whether the boat is in use, laid up ashore, in a marina, or being transported by road.

Typical cover can include:

Hull and Machinery

Agreed or market-value cover for the vessel and its mechanical and structural components.

SG - Specialist marine and offshore expertise

Third-Party Liability

Cover for personal injury and property damage caused to others, including legal costs.

On-Board Equipment and Personal Effects

Protection for electronics, sails, navigation equipment, and personal belongings kept on board.

Crew Personal Accident

Personal Accident and Medical Expenses cover for crew members while on board.

Transit, Lifting, and Launching

Cover while the vessel is being trailed, transported by road, lifted, or launched.

Towing, Salvage, and Wreck Removal

Costs associated with emergency towing, salvage operations, and wreck removal liability.

Territorial and International Waters

Cover structured for UK, coastal European, or international waters depending on usage.

Laid-Up and Winter Storage

Protection during periods when the vessel is ashore or in storage between seasons.

All covers are subject to individual insurer terms, conditions, and underwriting criteria. The above represents a summary of the types of cover that may be available and does not constitute a policy document or insurance advice.