Products & Covers

FINE ART INSURANCE.

Specialist Fine Art insurance for galleries, auction houses, dealers, collectors, museums, conservators, art advisors, and other organisations operating within the art, antiques, and collectibles sector.

Working in partnership with you to protect artwork, collections, stock, exhibitions, and specialist operations through tailored Fine Art insurance programmes designed for the art world.

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Benefits

How Specialist Risk Group supports this sector.

Specialist Risk Group (SRG) combines deep sector knowledge with longstanding relationships across the Lloyd’s and London insurance markets. We understand the unique risks associated with fine art, antiques, collectibles, and cultural assets, helping clients protect items that are often irreplaceable, highly valuable, or of significant historical importance.

Fine art sector expertise

Extensive experience supporting art galleries, fine art dealers, private collectors, corporate collections, museums, institutions, conservators, and consultants across the UK and internationally.
Private Clients - Art

Access to specialist insurers

Strong relationships with specialist underwriters providing access to the Lloyd’s market and fine art insurance solutions for both standard and complex risks.
UK - Standard and specialist solutions

Tailored insurance programmes

Insurance programmes designed around the nature, value, location, storage, transportation, and exhibition of artwork and collections.
SG - Tailored insurance programmes

International reach

Support for collections, exhibitions, consignments, and artwork moving across international borders, including worldwide transit and temporary exhibition exposures.
AUS - International reach, local presence

Dedicated client service

Experienced account handlers who take time to understand your collection, business, and individual insurance requirements.
Global - Clients-1

Trade bodies and sector relationships

We work closely with and support organisations including the British Antique Dealers’ Association and the Society of Fine Art Auctioneers.
UK - Commodity Traders

Industry challenges.

The fine art market presents unique risks that are rarely addressed through standard household or commercial insurance policies. Valuable, fragile, and often irreplaceable items can be exposed to loss or damage throughout their lifecycle, from acquisition and storage to transportation, exhibition, restoration, and sale.

Key Risks.

UK - Collectors of art, jewellery, antiques, wine, and other valuables

Damage to artwork and collections

Fine art, antiques, and collectibles can be vulnerable to accidental damage, environmental conditions, handling incidents, and restoration-related risks.

We’ve got you covered

Related products and covers

Our approach is tailored to each business we work with. Typical covers we look at for hospitality businesses include:

Property All Risk

Protection for buildings, contents, fixtures, fittings, and operational assets.
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Public and Products Liability

Cover for guest injury, illness, or third-party property damage.
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Business Interruption

Protection for lost revenue following insured damage or disruption.
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Employers’ Liability/Workers Injury Compensation

Cover for employee injury or illness arising from their work.
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Cyber insurance

Protection against cyberattacks, data breaches, payment fraud, and system outages.
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Employment Practices Liability

Protection against claims relating to workplace disputes, discrimination, or misconduct.
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Specialist Restaurant and Hotel Programmes

Including insurance for hotels and tailored private insurance coverage for restaurants operating single or multiple locations.
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Our clients

Who is it for?

We arrange Fine Art insurance for businesses, institutions, and private collectors operating across the art and antiques market, including but not limited to:

Art galleries
Global - General - 69-1
Fine art dealers
Private Clients - Art
Private collectors
iStock-1150473486 (1)-1
Museums and cultural institutions
Private Clients - Living Room-1
Art consultants
Global - General - 64
Restorers and conservators
Global - Legal - 2
Auction houses
GBS - D&O  - Directors and Officers Liability
Exhibition organisers
Global - Legal - 5
Corporate art collections
GBS - Specie - art dealers
Antique dealers and specialists
iStock-173916315
Art galleries
Global - General - 69-1
Fine art dealers
Private Clients - Art
Private collectors
iStock-1150473486 (1)-1
Museums and cultural institutions
Private Clients - Living Room-1
Art consultants
Global - General - 64
Restorers and conservators
Global - Legal - 2
Auction houses
GBS - D&O  - Directors and Officers Liability
Exhibition organisers
Global - Legal - 5
Corporate art collections
GBS - Specie - art dealers
Antique dealers and specialists
iStock-173916315

Frequently Asked Questions.

Fine Art insurance is specialist insurance designed to protect artwork, antiques, collectibles, and cultural assets against risks such as accidental damage, theft, loss, and transit-related incidents.

Speak to a specialist.

You can easily contact us by filling out the form. Once you have submitted your enquiry, one of our friendly colleagues will reach out to you.