Products & Covers

MOTOR FLEET INSURANCE.

Specialist Motor Fleet insurance protecting businesses operating multiple vehicles, helping manage risk, control costs, and keep vehicles on the road.

Working in partnership with you to build a Fleet insurance programme that reflects your vehicles, drivers, operations, and business requirements. Cover can be arranged for cars, vans, HGVs, specialist vehicles, and mixed fleets operating across a wide range of industries.
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Benefits

How Specialist Risk Group supports your business.

Specialist Risk Group (SRG) helps businesses manage their vehicle exposures through tailored Motor Fleet insurance solutions. Whether operating cars, vans, HGVs, specialist vehicles, or mixed fleets, we work closely with clients to arrange cover that reflects the way their business operates and the risks they face.

Fleet sector expertise

Experience supporting fleets across construction, logistics, transport, waste management, taxi operations, and specialist commercial sectors.
Fleet sector expertise

Flexible fleet solutions

Cover can be arranged for owned, leased, hired, and mixed vehicle fleets, tailored to your operational requirements and business activities.
Flexible fleet solutions

Access to specialist insurers

Strong insurer relationships providing access to solutions for both standard and complex fleet risks.
SG - Tailored insurance programmes

Support for growing fleets

Insurance programmes designed to adapt as fleets expand, diversify, or operate across multiple locations.
Support for growing fleets

Claims support when it matters

Responsive support from our in-house claims team, helping minimise vehicle downtime and business disruption following incidents.
Claims support when it matters

Fleet challenges facing modern businesses.

Businesses that rely on vehicles face a wide range of operational, regulatory, and financial risks. Accidents, vehicle damage, driver shortages, and increasing repair costs can all impact productivity, customer service, and profitability.
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Key Risks.

Road traffic accidents

Road traffic accidents

Collisions involving company vehicles can result in repair costs, injury claims, vehicle downtime, and disruption to business operations.
We’ve got you covered

Related products and covers

Our approach is tailored to each business we work with. Typical covers we look at for hospitality businesses include:
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Property All Risk

Protection for buildings, contents, fixtures, fittings, and operational assets.
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Public and Products Liability

Cover for guest injury, illness, or third-party property damage.
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Business Interruption

Protection for lost revenue following insured damage or disruption.
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Employers’ Liability/Workers Injury Compensation

Cover for employee injury or illness arising from their work.
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Cyber insurance

Protection against cyberattacks, data breaches, payment fraud, and system outages.
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Employment Practices Liability

Protection against claims relating to workplace disputes, discrimination, or misconduct.
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Specialist Restaurant and Hotel Programmes

Including insurance for hotels and tailored private insurance coverage for restaurants operating single or multiple locations.
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Who is it for?

We arrange Motor Fleet insurance for businesses operating multiple vehicles across a wide range of industries, including but not limited to:

 

  • Construction and contracting businesses
  • Logistics and transport operators
  • Courier and delivery fleets
  • Taxi and private hire operators
  • Waste and recycling businesses
  • Property and facilities management companies
  • Manufacturing and industrial organisations
  • Engineering and utility contractors
  • Retail and distribution businesses
  • SME and mid-market organisations
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Motor fleet solutions across specialist sectors:

Motor Fleet insurance is a cover typically utilised by the following specialisms and sectors. 
Construction and Contractors
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Waste and Recycling
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Logistics and Transport
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Construction and Contractors
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Waste and Recycling
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Logistics and Transport
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Frequently Asked Questions.

Motor Fleet insurance allows businesses to insure multiple vehicles under a single policy, simplifying administration and helping manage vehicle-related risks.

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You can easily contact us by filling out the form. Once you have submitted your enquiry, one of our friendly colleagues will reach out to you.