Commercial Diving.

Diving insurance for commercial diving contractors working across inshore, offshore and subsea environments, where technical complexity, safety-critical operations, and contractual responsibility create heightened risk.

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Benefits

How Specialist Risk Group supports this sector.

Specialist Risk Group (SRG) arranges insurance solutions for commercial diving contractors operating across inshore, offshore and subsea environments. Our experience spans complex underwater operations, enabling us to structure protection that reflects the contractual, operational and safety-critical risks faced by diving businesses. 

Sector expertise

Extensive experience arranging insurance for contractors working across civil engineering, offshore support, inspection, maintenance, marine construction and offshore wind projects, including specialist operations.
Commercial Diver Training in Underwater Environment-1

Tailored insurance programmes

Our solutions are designed around the realities of commercial diving, including dive activity, specialist plant and equipment, offshore operations, contractual responsibility, professional services and the specific operational profile of the business.
Tailored insurance programmes

Market-leading access

We have strong relationships with insurers with specialist expertise in commercial diving, marine liability, offshore operations and subsea contracting.
Market-leading access

Responsive claims and incident support

We will provide support from our experienced advisers and our in-house claims team who understand the urgency, severity and operational impact of diving-related incidents.
Responsive claims and incident support

Association of Diving Contractors (ADC) partnership

As the only insurance broker formally recommended by the UK ADC, our team works closely with members to support risk management, insurance programme design, and claims support.
ADC partnership

Industry challenges.

 Commercial diving contractors operate in high-risk, technically demanding environments where safety, precision, and regulatory compliance are critical. Whether working inshore, offshore or subsea, incidents can have serious consequences for people, projects, and contractual performance. Without insurance in place, operational disruption, liability exposure, diver injury, marine incidents and specialist equipment failure can quickly lead to significant financial and reputational impact.

Commercial diving

Diver health and safety risk

Exposure to serious injury or fatality arising from decompression sickness, pressure-related illness, underwater incidents, or other safety-critical events during diving operations.

Our clients

Who is it for?

We arrange Commercial Diving insurance for a wide range of operators and contractors, including:

Inshore and offshore diving contractors
Inshore and offshore diving contractors
Saturation diving operations
Commercial Divers
Marine construction and civil engineering diving contractors
SG - Specialist construction and engineerin@2x
Inspection, maintenance, and repair diving specialists
Inspection, maintenance, and repair diving specialists
Offshore support and offshore wind farm contractors
Offshore support and offshore wind farm contractors
Underwater welding and cutting specialists
Underwater welding and cutting specialists
Port, harbour, and dock maintenance divers
Port, harbour, and dock maintenance divers
Cable, pipeline, and subsea infrastructure inspection services
Cable, pipeline, and subsea infrastructure inspection services
Salvage and recovery specialists
Salvage and recovery specialists
Scientific, survey, and specialist diving operations
Scientific, survey, and specialist diving operations
Commercial diver training centres
SG - Tugboats, barges, landing craft, and workboats
Diving support and marine service providers
Diving support and marine service providers
Inshore and offshore diving contractors
Inshore and offshore diving contractors
Saturation diving operations
Commercial Divers
Marine construction and civil engineering diving contractors
SG - Specialist construction and engineerin@2x
Inspection, maintenance, and repair diving specialists
Inspection, maintenance, and repair diving specialists
Offshore support and offshore wind farm contractors
Offshore support and offshore wind farm contractors
Underwater welding and cutting specialists
Underwater welding and cutting specialists
Port, harbour, and dock maintenance divers
Port, harbour, and dock maintenance divers
Cable, pipeline, and subsea infrastructure inspection services
Cable, pipeline, and subsea infrastructure inspection services
Salvage and recovery specialists
Salvage and recovery specialists
Scientific, survey, and specialist diving operations
Scientific, survey, and specialist diving operations
Commercial diver training centres
SG - Tugboats, barges, landing craft, and workboats
Diving support and marine service providers
Diving support and marine service providers
We’ve got you covered

Related products and covers

Our approach is tailored to each business we work with. Typical covers we look at for hospitality businesses include:

Property All Risk

Protection for buildings, contents, fixtures, fittings, and operational assets.
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Public and Products Liability

Cover for guest injury, illness, or third-party property damage.
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Business Interruption

Protection for lost revenue following insured damage or disruption.
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Employers’ Liability/Workers Injury Compensation

Cover for employee injury or illness arising from their work.
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Cyber insurance

Protection against cyberattacks, data breaches, payment fraud, and system outages.
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Employment Practices Liability

Protection against claims relating to workplace disputes, discrimination, or misconduct.
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Specialist Restaurant and Hotel Programmes

Including insurance for hotels and tailored private insurance coverage for restaurants operating single or multiple locations.
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Related products and covers.

Our approach is tailored to the specific risks of each commercial diving operation. Covers we arrange include:
Employers’ liability

Employers’ Liability insurance

Protection for employee injury or illness arising from commercial diving and other high-risk operational activities.

Frequently Asked Questions.

Most commercial diving contractors need a combination of cover depending on the nature of their work. This often includes Employers’ Liability, Public and Products Liability, Professional Indemnity, Contract Works or Project Risks, Plant and Equipment cover, and protection for offshore or marine-related exposures.