Products & Covers

Product Recall Insurance.

Specialist Product Recall insurance protecting businesses against the significant costs and reputational consequences of recalling, removing, or replacing defective, contaminated, or non-compliant products.

Working in partnership with you to build an insurance programme that helps protect your business from the financial, operational, and reputational impact of a product recall event.

 
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Benefits

How Specialist Risk Group supports this sector.

Specialist Risk Group (SRG) helps businesses manage the complex and often costly consequences of product recall events. Through access to specialist insurers and experience across a range of industries - including food and beverage, manufacturing, consumer goods, and component supply - we help organisations secure protection that responds to the full range of recall-related exposures, from direct recall costs to brand rehabilitation and crisis management support.

Expertise across recall-exposed industries

Experience supporting businesses across food and beverage, manufacturing, consumer goods, and component supply sectors facing product recall risks.
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Access to specialist recall markets

Strong insurer relationships providing access to dedicated product recall solutions tailored to different industry types and risk profiles.
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Tailored recall protection

Programmes designed around the nature of your products, supply chain structure, distribution model, and recall risk exposure.
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Crisis and brand support

Access to crisis consultancy and public relations support to help protect your brand and manage communications during a recall event.
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Claims and incident support

Access to specialist support services designed to help businesses respond quickly and effectively following a product recall incident.
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Product recall challenges facing modern businesses.

Product recalls can affect businesses across almost every sector. Whether arising from contamination, manufacturing defects, labelling errors, or safety concerns, a recall can result in significant direct costs, business interruption, and long-lasting reputational damage. Standard Product Liability insurance does not necessarily cover the costs associated with a product recall, making specialist cover an important consideration for many businesses.
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Key Risks.

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Recall and removal costs

The direct costs of removing, retrieving, inspecting, repairing, replacing, or destroying defective or contaminated products from the market.
We’ve got you covered

Related products and covers

Our approach is tailored to each business we work with. Typical covers we look at for hospitality businesses include:
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Property All Risk

Protection for buildings, contents, fixtures, fittings, and operational assets.
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Public and Products Liability

Cover for guest injury, illness, or third-party property damage.
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Business Interruption

Protection for lost revenue following insured damage or disruption.
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Employers’ Liability/Workers Injury Compensation

Cover for employee injury or illness arising from their work.
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Cyber insurance

Protection against cyberattacks, data breaches, payment fraud, and system outages.
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Employment Practices Liability

Protection against claims relating to workplace disputes, discrimination, or misconduct.
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Specialist Restaurant and Hotel Programmes

Including insurance for hotels and tailored private insurance coverage for restaurants operating single or multiple locations.
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Who is it for?

We arrange Product Recall insurance for organisations operating across a broad range of sectors, including but not limited to:

 

  • Food and beverage manufacturers
  • Consumer goods manufacturers and distributors
  • Component part manufacturers and suppliers
  • Manufacturing and industrial businesses
  • Healthcare and medical device manufacturers
  • Hospitality and leisure operators supplying products
  • Logistics and transport businesses handling third-party goods
  • Technology and electronics manufacturers
  • Retail and wholesale businesses
  • Construction and contracting businesses supplying products or materials
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Frequently Asked Questions.

Product Recall insurance is designed to help businesses manage the financial and reputational consequences of recalling, withdrawing, or replacing defective, contaminated, or non-compliant products from the market.

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You can easily contact us by filling out the form. Once you have submitted your enquiry, one of our friendly colleagues will reach out to you.