Products & Covers

EMPLOYMENT PRACTICES LIABILITY INSURANCE.

Specialist Employment Practices Liability insurance protecting organisations against claims arising from workplace disputes, discrimination, harassment, wrongful dismissal, and other employment-related allegations.

Working in partnership with you to build an insurance programme that helps protect your organisation from the financial, legal, and reputational impact of employment-related claims.
Talk to a specialist
SG - Insurance Benefits Consulting - Header@2x-1-1
Benefits

How Specialist Risk Group supports your business.

Specialist Risk Group (SRG) helps organisations manage the growing employment-related risks associated with today's workplace. Through access to specialist insurers and experience across a range of sectors, we help businesses secure protection against employee claims, regulatory investigations, and workplace disputes that can result in significant legal costs and reputational damage.

Expertise in employment-related risks

Experience supporting businesses across a range of sectors, from care providers and manufacturers to professional services firms and hospitality operators.
SRG - General office imagery 15

Tailored protection for employers

Insurance programmes designed around workforce size, employment practices, organisational structure, and operational requirements.
Desktop_img7-740x556

Access to specialist insurers

Strong relationships with insurers providing dedicated Employment Practices Liability solutions across a variety of sectors.
SG-EMP~1

Protection beyond legal defence costs

Cover designed to help address the financial impact of employment-related allegations, settlements, awards, and associated defence costs.
Legal-Indemnitites-Banner-1-1

Support in a changing employment landscape

Protection aligned to evolving workplace expectations, employment legislation, diversity initiatives, and regulatory requirements.
SG - SMEs engaged in construction or installation works

Employment challenges facing modern organisations.

Employers face increasing scrutiny regarding workplace culture, employee wellbeing, equality, diversity, and employment practices. Allegations can arise from current, former, or prospective employees and may result in costly legal proceedings, regulatory investigations, and reputational damage.
Speak to a specialist

Key Risks.

Global - Legal - 4

Discrimination allegations

Claims alleging unfair treatment based on protected characteristics such as age, disability, race, religion, sex, or sexual orientation.
We’ve got you covered

Related products and covers

Our approach is tailored to each business we work with. Typical covers we look at for hospitality businesses include:
Speak to a Specialist

Property All Risk

Protection for buildings, contents, fixtures, fittings, and operational assets.
Placeholder_view_vector.svg

Public and Products Liability

Cover for guest injury, illness, or third-party property damage.
Placeholder_view_vector.svg

Business Interruption

Protection for lost revenue following insured damage or disruption.
Placeholder_view_vector.svg

Employers’ Liability/Workers Injury Compensation

Cover for employee injury or illness arising from their work.
Placeholder_view_vector.svg

Cyber insurance

Protection against cyberattacks, data breaches, payment fraud, and system outages.
Placeholder_view_vector.svg

Employment Practices Liability

Protection against claims relating to workplace disputes, discrimination, or misconduct.
Placeholder_view_vector.svg

Specialist Restaurant and Hotel Programmes

Including insurance for hotels and tailored private insurance coverage for restaurants operating single or multiple locations.
Placeholder_view_vector.svg

Who is it for?

We arrange employment practices liability insurance for organisations across a wide range of sectors, including but not limited to:

 

  • Barristers' chambers and legal practices
  • Care providers and healthcare organisations
  • Financial institutions and regulated businesses
  • Hospitality and leisure operators
  • Professional services firms
  • Recruitment businesses
  • Technology companies
  • Charities and not-for-profit organisations
  • SME and mid-market organisations
  • Organisations with growing workforces and people management responsibilities
Contact a specialist
UK-Incorrect-or-Invalid-cover@2x-1

Related Specialisms & Sectors:

Employment Practices Liability insurance is a cover typically utilised by the following specialisms and sectors. 
Care
UK - Care - Header@2x
Financial Institutions
UK - Financial Institutions - Header@2x
Hospitality
UK - Hospitality - Header@2x
Care
UK - Care - Header@2x
Financial Institutions
UK - Financial Institutions - Header@2x
Hospitality
UK - Hospitality - Header@2x

Frequently Asked Questions

EPL insurance is designed to protect organisations against claims arising from employment-related allegations, including discrimination, harassment, wrongful dismissal, victimisation, and workplace disputes.

Speak to a specialist

You can easily contact us by filling out the form. Once you have submitted your enquiry, one of our friendly colleagues will reach out to you.