Construction & Contractors.

Specialist insurance solutions for complex construction risks. Protecting contractors and projects from planning to practical completion.

UK - Construction - Header@2x
Benefits

How Specialist Risk Group supports this sector.

As a specialist broker, Specialist Risk Group (SRG) combines decades of sector experience with deep market insight. Our strong insurer relationships and considerable leverage enable us to deliver robust cover, bespoke solutions, and in-house claims support, keeping every project moving with confidence.

Sector expertise

Deep understanding of construction operations, risk profiles, and the challenges contractors face.
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Risk management insight

Practical guidance to strengthen safety, compliance, and risk controls across your projects.
UK - Risk management insight@2x

Consultative approach

We offer discreet reviews to identify uninsured exposures, cost efficiencies, and enhanced protection options.
UK - Consultative Approach@2x

Specialist cover

We provide access to specialist cover through global composite insurers, MGAs and the Lloyd’s of London Market.
UK - Specialist cover@2x

Industry challenges.

The construction sector faces ongoing pressures – from evolving regulations and rising material costs to labour shortages and supply chain delays. Complex projects, multiple contractors, tight timelines, and contract challenges can all heighten exposure to accidents, disputes, and financial loss. With increasing scrutiny around safety and compliance, having the right protection in place is essential to keeping projects moving and businesses secure.

Key Risks.

UK - Contract works@2x

Contract Works

Risk of physical damage to works in progress, materials, and temporary structures.

Our clients

Who is it for?

We arrange cover for all types of construction and contracting businesses, with specialist expertise across the following trades:

Civil engineers and groundworkers
UK -     Civil engineers and groundworkers
Reinforced concrete frame contractors
UK - Reinforced concrete frame contractors
Rail contractors
UK - Rail contractors
Roofing and scaffolding contractors
UK - Roofing and scaffolding contractors@2x
Plumbing, electrical, HVAC, and mechanical engineers
UK -     Plumbing, electrical, HVAC, and mechanical engineers
General builders
UK -     General builders
Structural steel erectors
UK - Structural steel erectors
Plant hirers
UK - Plant hirers
Demolition and dismantling contractors
UK -     Demolition and dismantling contractors
Asbestos removal contractors
UK -     Asbestos removal contractors
Site clearance
UK - Site clearance
Haulage and aggregate contractors
UK - Haulage and aggregate contractors
Labour supply and site logistics
UK - Labour supply and site logistics@2x
Shopfitters
UK -     Shopfitters
House builders
UK -     House builders
Civil engineers and groundworkers
UK -     Civil engineers and groundworkers
Reinforced concrete frame contractors
UK - Reinforced concrete frame contractors
Rail contractors
UK - Rail contractors
Roofing and scaffolding contractors
UK - Roofing and scaffolding contractors@2x
Plumbing, electrical, HVAC, and mechanical engineers
UK -     Plumbing, electrical, HVAC, and mechanical engineers
General builders
UK -     General builders
Structural steel erectors
UK - Structural steel erectors
Plant hirers
UK - Plant hirers
Demolition and dismantling contractors
UK -     Demolition and dismantling contractors
Asbestos removal contractors
UK -     Asbestos removal contractors
Site clearance
UK - Site clearance
Haulage and aggregate contractors
UK - Haulage and aggregate contractors
Labour supply and site logistics
UK - Labour supply and site logistics@2x
Shopfitters
UK -     Shopfitters
House builders
UK -     House builders

Related products & covers.

Our approach is tailored to each business we work with. Typical covers we look at for Construction businesses or contractors include:
Global - Legal - 16

Employers' Liability Insurance

Protection against cyber attacks, data breaches, and disruption affecting productions, content, and business operations. 

Frequently Asked Questions.

Every contractor has a different risk profile. We look at how you operate, the contracts you take on, your plant, your people, and your exposure on site. Then we build a programme that fits the way you work – not a generic package.

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Need tailored support for your construction project?

You can easily contact us by filling out the form. Once you have submitted your enquiry, one of our friendly colleagues will reach out to you.