Taxi & Private Hire.

Specialist insurance solutions for taxi drivers, private hire operators, and taxi fleets.
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Benefits

How Specialist Risk Group supports this sector.

With over 60 years of experience organising insurance programmes for the licenced taxi trade in the UK, we understand the pressures professional drivers face every day. Your vehicle is your livelihood, and unexpected incidents can bring your income to a halt. Our team delivers competitive cover, fast claims support, and tailored advice you can rely on, helping to keep you, your passengers, and your licensed vehicle on the road. Where appropriate, we can also arrange additional protection such as replacement vehicle hire, legal expenses, breakdown assistance and excess protection to minimise disruption when incidents occur.

Whether you’re driving a traditional TX4 or Mercedes Vito, or have moved to a newer LEVC or Dynamo, private hire vehicles work closely with you to arrange cover that reflects how you operate and the demands of your vehicle.

We can arrange insurance with Uber approved insurers, helping you keep your beloved cab on the road. Our Private Hire offering has been Uber approved.

 

Market-leading expertise

A long-established specialist in the taxi and private hire sector.
UK - Market-leading expertise@2x

Dedicated claims management

Our in-house, multi-award-winning claims team handles your claim quickly to reduce downtime.
Global - Insurer Partners

Specialist advice from industry experts

Decades of experience advising licensed taxi drivers and fleet operators.
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Flexible payment options

Payment plans designed around your cash flow needs.
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Complimentary legal support

All taxi and private hire clients benefit from complimentary Legal Expenses insurance
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Industry challenges.

Taxi and private hire operators face unique liabilities that can put both income and licensing at risk. You can be held responsible for:
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Key Risks.

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Injury to passengers

Liability claims from passengers injured while entering, exiting, or travelling in the vehicle.
Our clients

Who is it for?

Our specialist Taxi insurance solutions support:
Hackney carriage drivers
UK - Hackney carriage drivers
Private hire drivers, including Uber
UK - Private hire drivers, including Uber
Rideshare and app-based drivers
UK - Rideshare and app-based drivers
Chauffeurs and executive private hire services
UK - Chauffeurs and executive private hire services@2x
Electric and hybrid taxi drivers
UK - Electric and hybrid taxi drivers@2x
Independent taxi fleet and mini fleet owners to large corporate fleet companies (three vehicles or more)
UK - Market-leading expertise@2x
Owner-operators and independent drivers
UK - Owner-operators and independent drivers
Minibus, MPV, and specialist transport drivers
UK - Minibus, MPV, and specialist transport drivers@2x
Independent owner-drivers, mini fleets and large multi-vehicle taxi and private hire operators.
Global - Taxi - 3-2
Hackney carriage drivers
UK - Hackney carriage drivers
Private hire drivers, including Uber
UK - Private hire drivers, including Uber
Rideshare and app-based drivers
UK - Rideshare and app-based drivers
Chauffeurs and executive private hire services
UK - Chauffeurs and executive private hire services@2x
Electric and hybrid taxi drivers
UK - Electric and hybrid taxi drivers@2x
Independent taxi fleet and mini fleet owners to large corporate fleet companies (three vehicles or more)
UK - Market-leading expertise@2x
Owner-operators and independent drivers
UK - Owner-operators and independent drivers
Minibus, MPV, and specialist transport drivers
UK - Minibus, MPV, and specialist transport drivers@2x
Independent owner-drivers, mini fleets and large multi-vehicle taxi and private hire operators.
Global - Taxi - 3-2

Related products and covers.

We tailor insurance programmes to the varied exposures of taxi and private hire operators. Covers typically include:
SG - Third-Party Liability@2x

Public & Products Liability Insurance

Indemnity for costs and awards for allegations of employee injury, third-party damage, and site liability exposures.
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Frequently Asked Questions.

Get quick insights into our services, processes, and commitment to client success.

Yes. Hackney carriage and private hire vehicles are licensed differently, and your Taxi insurance must match how the vehicle is permitted to operate under local authority rules.

Speak to a specialist.

You can easily contact us by filling out the form. Once you have submitted your enquiry, one of our friendly colleagues will reach out to you.