Products & Covers

TRADE CREDIT INSURANCE.

Specialist Trade Credit insurance protecting businesses against financial loss when customers fail to pay for goods or services supplied on credit terms. Working in partnership with you to help manage credit risk, protect cash flow, and support confident trading in the UK and international markets.

 

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Benefits

How Specialist Risk Group supports businesses with trade credit insurance.

Specialist Risk Group (SRG) helps businesses manage the financial risks associated with customer insolvency, payment default, and political uncertainty. Through access to specialist insurers and market expertise, we arrange Trade Credit insurance solutions tailored to your customer portfolio, trading model, and growth ambitions.

Specialist credit risk expertise

Experience supporting businesses operating across a wide range of industries, from SMEs to large organisations trading domestically and internationally.
Specialist credit risk expertise

Tailored credit insurance solutions

Insurance programmes designed around your customer base, trading relationships, and exposure to non-payment risk.
Tailored credit insurance solutions

Support for growth and expansion

Helping businesses trade confidently with new customers, larger contracts, and overseas markets by mitigating credit-related risks.
Support for growth and expansion

Access to specialist insurers

Strong insurer relationships providing access to a broad range of trade credit, political risk, and structured credit solutions.
Access to specialist insurers

Ongoing support and market insight

Guidance on changing market conditions, customer exposures, and credit risk trends that may affect your business.
Ongoing support and market insight

Credit risks facing modern businesses.

Extending credit to customers can support growth and strengthen commercial relationships, but it also creates exposure to financial loss if those customers are unable or unwilling to pay.

Key Risks

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Customer insolvency

Businesses can face significant losses when customers become insolvent, enter administration, or cease trading before outstanding invoices are paid.

We’ve got you covered

Related products and covers

Our approach is tailored to each business we work with. Typical covers we look at for hospitality businesses include:

Property All Risk

Protection for buildings, contents, fixtures, fittings, and operational assets.
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Public and Products Liability

Cover for guest injury, illness, or third-party property damage.
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Business Interruption

Protection for lost revenue following insured damage or disruption.
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Employers’ Liability/Workers Injury Compensation

Cover for employee injury or illness arising from their work.
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Cyber insurance

Protection against cyberattacks, data breaches, payment fraud, and system outages.
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Employment Practices Liability

Protection against claims relating to workplace disputes, discrimination, or misconduct.
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Specialist Restaurant and Hotel Programmes

Including insurance for hotels and tailored private insurance coverage for restaurants operating single or multiple locations.
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Who is it for?

We arrange trade credit insurance for businesses across a wide range of sectors, including but not limited to:

 

  • Manufacturers and distributors
  • Construction and contracting businesses
  • Wholesalers and suppliers
  • Exporters and international traders
  • Logistics and supply chain businesses
  • Professional service organisations
  • Engineering and industrial companies
  • Retail and consumer goods businesses
  • Businesses with significant customer concentration
  • Organisations trading on credit terms
Framework Development

Related Specialisms & Sectors:

Trade Credit Insurance is a cover typically utilised by the following specialisms and sectors. 

Frequently Asked Questions.

Trade Credit insurance protects businesses against financial loss when customers fail to pay outstanding invoices for goods or services supplied on agreed credit terms.

Speak to a specialist

You can easily contact us by filling out the form. Once you have submitted your enquiry, one of our friendly colleagues will reach out to you.