Products & Covers

EMPLOYERS' LIABILITY INSURANCE.

Employers' Liability insurance protecting businesses against claims arising from allegations of employee injury, illness, or disease sustained in the course of their work.

Working in partnership with you to build an insurance programme that helps protect, your organisation, and your legal obligations as an employer.

 
Talk to a specialist
Directors and Officers - Header@2x
Benefits

How Specialist Risk Group supports your business.

Specialist Risk Group (SRG) helps businesses manage their responsibilities as employers by arranging Employers' Liability insurance tailored to their workforce, activities, and operational risks. Through strong insurer relationships and experience across a broad range of industries, we help organisations secure protection against employee injury and illness claims whilst meeting their legal and contractual obligations.

Support across diverse industries

Experience supporting employers operating in sectors ranging from construction and manufacturing through to hospitality, logistics, professional services, and specialist contracting.
Global - Legal - 9

Understanding workplace risks

Insight into the differing injury, illness, and occupational disease exposures faced across various working environments, and the risks and hazards that businesses face.
Understanding workplace risks

Tailored insurance solutions

Insurance programmes designed around workforce size, business activities, locations, legal and jurisdictional requirements and operational risk profile.
Tailored insurance solutions

Access to specialist insurers

Long standing relationships with specialist insurers experienced in supporting businesses operating in both standard and higher-risk sectors. Coupled with SRG’s significant market leverage.
Access to specialist insurers

Claims support

Responsive, dedicated and expert support following workplace incidents through our in-house claims team.
Claims support

Employers’ liability challenges facing modern businesses.

Employers have a legal duty to protect the health, safety, and wellbeing of their workforce. Workplace accidents, occupational illness, and long-term exposure risks can lead to significant compensation costs, legal expenses, and regulatory scrutiny.
Speak to a specialist

Key Risks.

Workplace accidents

Workplace accidents

Employee injuries resulting from slips, trips, falls, manual handling, machinery use, vehicle operations, or other workplace activities.
We’ve got you covered

Related products and covers

Our approach is tailored to each business we work with. Typical covers we look at for hospitality businesses include:
Speak to a Specialist

Property All Risk

Protection for buildings, contents, fixtures, fittings, and operational assets.
Placeholder_view_vector.svg

Public and Products Liability

Cover for guest injury, illness, or third-party property damage.
Placeholder_view_vector.svg

Business Interruption

Protection for lost revenue following insured damage or disruption.
Placeholder_view_vector.svg

Employers’ Liability/Workers Injury Compensation

Cover for employee injury or illness arising from their work.
Placeholder_view_vector.svg

Cyber insurance

Protection against cyberattacks, data breaches, payment fraud, and system outages.
Placeholder_view_vector.svg

Employment Practices Liability

Protection against claims relating to workplace disputes, discrimination, or misconduct.
Placeholder_view_vector.svg

Specialist Restaurant and Hotel Programmes

Including insurance for hotels and tailored private insurance coverage for restaurants operating single or multiple locations.
Placeholder_view_vector.svg

Who is it for?

We arrange Employers' Liability insurance for organisations across a wide range of sectors, including but not limited to:

 

  • Asbestos remediation and environmental contractors
  • Hospitality and leisure businesses
  • Logistics and transport operators
  • Manufacturing and industrial organisations
  • Construction and contracting businesses
  • Property and facilities management companies
  • Technology businesses
  • Professional services firms
  • Recruitment companies
  • SME and mid-market organisations
Contact a specialist
Management Liability new

Frequently Asked Questions.

Yes. UK businesses employing one or more people are required by law to hold Employers' Liability insurance, subject to certain exemptions.

Speak to a specialist.

You can easily contact us by filling out the form. Once you have submitted your enquiry, one of our friendly colleagues will reach out to you.