Products & Covers

PROFESSIONAL INDEMNITY INSURANCE.

Specialist Professional Indemnity insurance protecting businesses and professionals against claims arising from alleged errors, omissions, negligent advice, design, specification, certification, or other professional services.

Working in partnership with you to build an insurance programme that helps protect your business from the financial, legal, and reputational consequences of professional negligence allegations.

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Benefits

How Specialist Risk Group supports your business.

Specialist Risk Group (SRG) helps businesses and professionals manage the risks associated with providing advice, consultancy, design, technical expertise, and other professional services. Through access to specialist insurers and extensive experience across a broad range of industries, we help organisations secure protection against allegations of professional negligence, breach of duty, errors and omissions, and other liabilities arising from their professional activities.

Expertise across professional risks

Experience supporting businesses providing consultancy, design, surveying, certification, inspection, training, project management, healthcare, financial, legal, and other specialist professional services.
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Tailored Professional Indemnity solutions

Insurance programmes designed around the nature of your professional activities, contractual responsibilities, regulatory requirements, and risk profile.
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Access to specialist insurers

Strong relationships with specialist insurers providing professional indemnity solutions across a wide range of professions, occupations, and industry sectors.
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Protection for evolving professional exposures

Cover structured to reflect changing legislation, contractual obligations, regulatory requirements, digital services, and increasingly complex client expectations.
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Dedicated claims support

Responsive support from our in-house claims team, helping manage professional indemnity claims from first notification through to resolution.
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Professional liability challenges facing modern businesses.

Businesses providing professional services face increasing scrutiny from clients, regulators, and other stakeholders. Even where allegations are unfounded, the cost of defending claims can be significant, with legal expenses, compensation awards, and reputational damage impacting both organisations and individuals.

Key Risks.

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Professional negligence

Claims alleging that advice, recommendations, designs, specifications, reports, or other professional services caused financial loss to a client.

We’ve got you covered

Related products and covers

Our approach is tailored to each business we work with. Typical covers we look at for hospitality businesses include:

Property All Risk

Protection for buildings, contents, fixtures, fittings, and operational assets.
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Public and Products Liability

Cover for guest injury, illness, or third-party property damage.
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Business Interruption

Protection for lost revenue following insured damage or disruption.
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Employers’ Liability/Workers Injury Compensation

Cover for employee injury or illness arising from their work.
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Cyber insurance

Protection against cyberattacks, data breaches, payment fraud, and system outages.
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Employment Practices Liability

Protection against claims relating to workplace disputes, discrimination, or misconduct.
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Specialist Restaurant and Hotel Programmes

Including insurance for hotels and tailored private insurance coverage for restaurants operating single or multiple locations.
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Who is it for?

We arrange Professional Indemnity insurance for organisations across a broad range of sectors, including but not limited to:

  • Architects, surveyors and engineering consultants
  • Construction professionals and specialist contractors
  • Asbestos consultants and environmental specialists
  • Fire safety consultants and compliance professionals
  • Financial institutions and financial advisers
  • Healthcare providers and medical professionals
  • Solicitors and legal professionals
  • Technology companies and software developers
  • Media, marketing and creative agencies
  • Recruitment businesses
  • Sports coaches, trainers and consultants
  • Marine surveyors and specialist marine professionals
  • Businesses providing consultancy, training, inspection, certification or other professional services
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Frequently Asked Questions.

Professional Indemnity insurance is designed to protect businesses and professionals against claims alleging that advice, services, designs, specifications, or other professional work caused financial loss to a client or third party.

Speak to a specialist

You can easily contact us by filling out the form. Once you have submitted your enquiry, one of our friendly colleagues will reach out to you.