Tailored specie solutions for brokers placing complex risks involving high-value assets, where the storage, handling, and transit of valuables require expert placement and access to specialist markets.
Broking Solutions
Specie.
High-value asset expertise
Specialist teams with experience across a wide range of specie risks, including cash, precious metals, fine art, and other high-value assets, with a strong understanding of security, storage, and transit exposures.
International market access
Strong relationships across Lloyd’s of London and international markets, providing access to capacity for complex, high-value, and non-standard specie risks.
Structured and layered programmes
Expertise in building programmes across primary and excess layers, tailored to asset values, transit routes, and security arrangements.
Flexible and non-standard solutions
Experience in structuring bespoke solutions for challenging risks, including those involving high-value concentrations, international transit, or specialised storage requirements.
Financial institutions handling cash, bullion, and other valuable assets
Vault operators and secure storage providers managing high-value concentrations
Logistics and security companies specialising in the transportation of valuables
Precious metals and commodities traders operating across international markets
Jewellers, diamond dealers, and luxury goods businesses
Art dealers, galleries, and collectors handling fine art and collectibles
Organisations with exposure to high-value assets in transit or storage across multiple locations
Financial institutions handling cash, bullion, and other valuable assets
Vault operators and secure storage providers managing high-value concentrations
Logistics and security companies specialising in the transportation of valuables
Precious metals and commodities traders operating across international markets
Jewellers, diamond dealers, and luxury goods businesses
Art dealers, galleries, and collectors handling fine art and collectibles
Organisations with exposure to high-value assets in transit or storage across multiple locations
Covers available.
Placements are structured around the specific requirements of each risk. Typical covers we look at for specie include:
Cash in Transit
We’ve got you covered
Related products and covers
Our approach is tailored to each business we work with. Typical covers we look at for hospitality businesses include:
Property All Risk
Protection for buildings, contents, fixtures, fittings, and operational assets.
Public and Products Liability
Cover for guest injury, illness, or third-party property damage.
Business Interruption
Protection for lost revenue following insured damage or disruption.
Employers’ Liability/Workers Injury Compensation
Cover for employee injury or illness arising from their work.
Cyber insurance
Protection against cyberattacks, data breaches, payment fraud, and system outages.
Employment Practices Liability
Protection against claims relating to workplace disputes, discrimination, or misconduct.
Specialist Restaurant and Hotel Programmes
Including insurance for hotels and tailored private insurance coverage for restaurants operating single or multiple locations.