Private Medical Insurance.

Specialist Private Medical Insurance and employee benefits for businesses, helping organisations invest in employee wellbeing, improve productivity, and strengthen their employee value proposition.

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Benefits

How Specialist Risk Group supports this sector.

Specialist Risk Group (SRG) works with employers to design and manage company Private Medical Insurance solutions tailored to their people and priorities. Our strong insurer relationships and consultative approach enable us to deliver flexible cover, competitive terms, and ongoing support, helping organisations enhance employee wellbeing while maintaining control over cost and benefit design.

People-focused

We help employers provide clear, practical healthcare benefits that employees understand and value.
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Tailored insurance programmes

We help employers assess workforce needs and design business Private Medical Insurance schemes aligned to business objectives and reward strategies.
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Cost management and premium control

Our team will support you to select the right programme for your needs, focusing on value and benefit, not just cost. Support includes: guidance on benefit structure, excess levels, funding models, and insurer selection to maintain long-term affordability.
Cost management and premium control

Ongoing support

Support with renewals, employee communications, and adjustments as workforce needs evolve.
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Specialist cover

Market access to a wide range of Private Medical Insurance providers, enabling competitive terms and flexible coverage options.
Medical

Industry challenges.

Employee health and wellbeing have a direct impact on productivity, absence levels, staff retention, and overall business performance. Without effective healthcare support in place, employers face increasing exposure to operational disruption, prolonged absence, and rising people-related costs.

Key Risks.

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Sickness, absence, and productivity loss

Delays in diagnosis or treatment can extend time away from work, reducing productivity and increasing operational pressure.

Our clients

Who is it for?

We arrange Private Medical Insurance for businesses of all sizes and sectors, including: 

SMEs, start-ups and high growth businesses
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Established businesses and community employers
Established businesses and community employers
Large corporates and multinational employers
UK - Individuals with complex domestic and international asset portfolio
Professional and financial services
Professional and financial services
Manufacturing and industrial employers
UK - Risk management insight
SMEs, start-ups and high growth businesses
Global - Office - 6
Established businesses and community employers
Established businesses and community employers
Large corporates and multinational employers
UK - Individuals with complex domestic and international asset portfolio
Professional and financial services
Professional and financial services
Manufacturing and industrial employers
UK - Risk management insight
We’ve got you covered

Related products and covers

Our approach is tailored to each business we work with. Typical covers we look at for hospitality businesses include:

Property All Risk

Protection for buildings, contents, fixtures, fittings, and operational assets.
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Public and Products Liability

Cover for guest injury, illness, or third-party property damage.
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Business Interruption

Protection for lost revenue following insured damage or disruption.
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Employers’ Liability/Workers Injury Compensation

Cover for employee injury or illness arising from their work.
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Cyber insurance

Protection against cyberattacks, data breaches, payment fraud, and system outages.
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Employment Practices Liability

Protection against claims relating to workplace disputes, discrimination, or misconduct.
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Specialist Restaurant and Hotel Programmes

Including insurance for hotels and tailored private insurance coverage for restaurants operating single or multiple locations.
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Supporting Employee Health and Wellbeing.

Group Private Medical Insurance is often complemented by additional employee wellbeing and protection benefits, including:
Health screenings and preventative services

Health screenings and preventative services

Health assessments, early detection programmes, and preventative care to support long-term employee wellbeing.

Frequently Asked Questions.

Private Medical Insurance for business provides employees with faster access to diagnosis and treatment, rehabilitation, supporting wellbeing, productivity, and reduced absence across the organisation.

Speak to a specialist.

You can easily contact us by filling out the form. Once you have submitted your enquiry, one of our friendly colleagues will reach out to you.