Specialist insurance solutions for businesses moving goods through complex supply chains, fleets, and transport networks, where time-critical operations and contractual responsibility create heightened risk.
Specialist insurance solutions for businesses moving goods through complex supply chains, fleets, and transport networks, where time-critical operations and contractual responsibility create heightened risk.
Specialist Risk Group (SRG) combines a deep understanding of logistics and transport operations with strong market insight. Our insurer relationships and sector expertise enable us to deliver tailor made policies to suit the businesses specific needs along with specialist solutions and responsive claims support. This helps businesses protect their assets, meet contractual obligations, and maintain continuity across fast-moving supply chains.
The logistics and transport sector operates in a high-risk, time-sensitive environment where delays, damage, theft, and accidents can result in immediate financial and reputational impact. Increasing cost pressures, labour shortages, and complex supply chains further amplify exposure. Robust, specialist insurance is essential to managing liability, protecting goods, and maintaining service reliability.
Loss, damage, or theft of cargo during transportation across domestic and international routes.
Accidents involving owned, hired, or subcontracted vehicles, including third-party injury and property damage.
Misalignment between liability and trading terms, conditions of carriage, or client agreements.
Events interrupting transport schedules, warehouse operations, or delivery commitments.
Targeted cargo theft, vehicle crime, and fraudulent activity within supply chains.
Reliance on subcontractors, ports, terminals, and distribution partners, increasing exposure to external failure.
We arrange specialist Logistics and Transport insurance for a wide range of operators, including:
Insurance for materials, tools, and equipment while being transported.
Coverage for costs arising from product withdrawal following contamination, safety concerns, or regulatory intervention.
Coverage for commercial vehicles, from vans to HGVs, managed under one policy.
Protection for third-party injury or property damage during remediation work.
Essential protection for employees working in high-risk removal environments.
Comprehensive protection for buildings, equipment, stock, and business assets against physical loss or damage.
Protection that helps your business maintain income and operating stability following insured physical damage or disruption.
Most operators require a combination of Motor Fleet, Goods in Transit, Commercial General Liability, Employers' Liability, Property, and Business Interruption cover. Requirements vary depending on fleet size, contracts, and operations.
Yes. Road hauliers, parcel couriers, freight forwarders, and third-party logistics providers all have different risk profiles, which usually affects how cover is structured.
Yes. Even own-account operators face risks relating to vehicles, drivers, depots, third parties and contractual obligations.
Liability often depends on contract wording, terms of carriage, and international conventions. Insurance is usually structured with these obligations in mind.
Often, yes. Many contracts still place responsibility on the principal operator, even where delivery is subcontracted.
Loss or damage to cargo is a common issue in the sector and is typically addressed through Goods in Transit or Marine Cargo cover, depending on the operation.
Often, yes. Businesses storing goods, even temporarily, can face different risks to those operating purely on the road.
Disruption to operations is a common challenge in the sector. Business Interruption cover may be considered where insured events prevent normal trading.
Yes. Larger fleets, mixed vehicle types, driver profiles, and operating territories can all influence how cover is arranged.
Yes. Adding vehicles, expanding into new territories, increasing storage capacity or taking on new contracts typically means cover should be reviewed.
You can easily contact us by filling out the form. Once you have submitted your enquiry, one of our friendly colleagues will reach out to you.