Real Estate Insurance.

Insurance built for property owners, operators and developers, protecting commercial, residential and mixed-use assets across the full property lifecycle.
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Benefits

How Specialist Risk Group supports this sector.

Specialist Risk Group (SRG) specialises in non-standard and complex real estate risks, delivering bespoke insurance programmes for commercial landlords, property owners, developers and portfolio managers across acquisition, development and operation.

Expertise in complex property risks

We specialise in challenging and complex real estate risks that others may actively avoid.
GBS - Property - Asset-heavy industries

Premium savings through safety performance

Clients with strong health and safety records may qualify for reduced premiums.
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Access to leading insurers

We work with top-tier insurance markets to secure comprehensive cover.
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Dedicated relationship management

Over 4,000 property owners and developers rely on us, each with a dedicated advisor.
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Industry challenges.

The real estate sector is continually evolving – from market cycles and regulatory shifts to changing tenant demands and sustainability. Property owners and developers face exposures ranging from physical damage and liability to environmental risk, pollution exposure, construction disruption and income interruption. Professional risk management and tailored insurance are critical to preserving asset value, managing costs, and planning for long-term resilience.
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Key Risks.

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Physical damage

Losses from fire, flood, storm, or other perils.
Our clients

Who is it for?

We support a wide range of real estate clients, including:
Commercial property owners and developers
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Residential property owners and portfolio holders
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Mixed-use property operators
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Developers of residential, commercial, or regeneration projects
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Owners of vacant or unoccupied properties
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Property managers and real estate investment firms
UK - Cross Border Equity Investors and Asset Managers
Commercial property owners and developers
Global - Construction - 7-2
Residential property owners and portfolio holders
UK - Cyber and home systems disruption@2x
Mixed-use property operators
Global - Property - 9-1
Developers of residential, commercial, or regeneration projects
Global - Construction - 5
Owners of vacant or unoccupied properties
UK - Distressed and vacant property risk@2x
Property managers and real estate investment firms
UK - Cross Border Equity Investors and Asset Managers

Related products and covers.

We tailor our offering to the specific needs of real estate businesses we work with. Typical covers we can arrange include: 
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Employers' Liability insurance

Essential protection for businesses against employee injury or illness arising in the course of their work.

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Frequently Asked Questions.

Property owners and developers typically require Property Owners’ insurance for completed assets, alongside Development or Construction insurance for projects in progress. Additional cover may be needed for portfolios, mixed-use assets, unoccupied properties and environmental exposure.

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You can easily contact us by filling out the form. Once you have submitted your enquiry, one of our friendly colleagues will reach out to you.