Specialist protection for businesses, lenders and investors exposed to risks of non-payment, contract disruption, and geopolitical uncertainty across global markets.
Specialist protection for businesses, lenders and investors exposed to risks of non-payment, contract disruption, and geopolitical uncertainty across global markets.
Specialist Risk Group’s (SRG) Credit and Political Risk insurance team helps businesses, lenders, and investors operate confidently in both emerging and developed economies and in complex global markets. We combine deep market access, technical expertise, and analytical insight to structure robust protection against corporate, sovereign, and political risk exposures.
Businesses operating internationally face an increasingly complex and interconnected risk landscape. Commercial failures, geopolitical shocks, and regulatory intervention can quickly disrupt projects, delay payments, or prevent funds from being repatriated, disrupt export contracts or affect international financing arrangements.
Supply chains remain vulnerable to sanctions, conflict, and political decisions, while lenders, investors, exporters and businesses involved in export finance face heightened counterparty, sovereign and payment risk.
Increasing commercial failures and credit deterioration impacting payment certainty on cross-border transactions, trade receivables, structured finance arrangements, and export contracts.
Expropriation, nationalisation, political violence, sanctions, licence withdrawal, or sudden policy change disrupting investments, lending arrangements, contracts, and asset security.
Projects, export contracts, and commodity transactions delayed, suspended, or cancelled due to political decisions, regulatory intervention, supply chain disruption, or sovereign action beyond the parties' control.
Restrictions on currency exchange, payment processing, or capital movement preventing funds from being converted, transferred, or repatriated.
Delays and breakdowns in trade flows caused by conflict, sanctions, border controls, transportation disruption, or geopolitical events affecting delivery, financing and payment obligations.
Banks, lenders, investors, and exporters managing concentrated exposures across counterparties, sectors, regions, or sovereigns while seeking to optimise capital allocation and lending capacity.
We support organisations exposed to sovereign and commercial risk across global markets, including:
For multilateral institutions and export credit agencies seeking additional capacity or portfolio support.
Protection for equity investors and financial institutions against political or sovereign events affecting investments and repayment.
Cover for mobile and fixed assets, including commodity stocks and high-value equipment, against political disruption or government action.
Cover for government and private sector counterparties across the export cycle.
Protection for commodity and bulk traders extending credit to private or sovereign buyers.
Whole-turnover or excess-of-loss structures for sellers and exporters managing commercial and sovereign receivables.
Including risk participation agreements and performance-related surety instruments.
Structured programmes for banks and asset managers to drive capital efficiency, scale lending portfolios, and expand investment capacity.
Credit and Political Risk insurance is used by businesses, lenders, and investors to protect against non-payment, contract disruption, and losses caused by political events such as expropriation, currency controls or government action.
It is commonly used by exporters, commodity traders, lenders, investors, multinational corporations, and businesses operating in both emerging or higher-risk markets as well as advanced economies.
Credit insurance focuses on buyer insolvency and non-payment, while Political Risk insurance addresses losses caused by government action, political violence, sanctions, currency restrictions, and similar events.
Not necessarily. Many organisations use these solutions for a wide range of markets, particularly where transaction values are high, counterparties are concentrated, or payment terms are extended. We transact as much in advanced economies as emerging ones.
Yes. Credit & Political Risk cover is often used to support international trade, export finance, structured trade finance, cross-border lending, project finance, and overseas investment where counterparties or jurisdictions carry higher risk.
Yes. Lenders and investors often use these structures to support capital management, portfolio optimisation, transaction financing and risk allocation, and enhance the credit profile of transactions or portfolios.
Yes. Insurance can be structured to support export finance, structured trade finance and cross-border transactions by protecting against non-payment, political events and sovereign risk throughout the trading cycle.
It is commonly used to protect receivables, pre-shipment funding, post-shipment exposures, buyer concentration risk and open account trading, and enable businesses to trade more confidently with new or overseas counterparties.
Yes. Infrastructure, energy, construction, and long-term projects often use political risk or non-payment cover to address exposure to contract frustration, government intervention and sovereign risks.
Yes. Banks, asset managers, and corporates often use portfolio solutions to manage risk across multiple counterparties, regions, or asset classes.
Usually, yes. Changes in geography, counterparties, transaction size, tenor, or market conditions typically mean structures should be reviewed and adjusted.
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