General Insurance

General / Public Liability.

Protection against third-party injury, property damage, and legal liabilities arising from your business activities.

SG - General and Public Liability - Header@2x
Benefits

Why specialist risk group?

Specialist Risk Group (SRG) structures General/Public Liability programmes that reflect the unique operational exposures of your business. Working with leading insurers in Singapore and across the region, we deliver responsive, fit-for-purpose protection that safeguards your organisation when accidents, allegations, or unexpected incidents occur. From premises-related risks to product liability and contractual obligations, our consultative approach ensures your coverage aligns with your activities, risk appetite, and regulatory requirements.

Specialist Liability expertise

Deep understanding of operational, premises, product, and contractual liabilities across diverse industries.
UK - Waste management companies and brokers

Comprehensive exposure review

Assessment of business activities, third-party interactions, footfall, and risk controls to ensure appropriate limits and extensions.
Global - General - 14

Bespoke coverage design

Customised wording, extensions, and optional cover modules shaped around your operational environment and claims experience.
AUS - Sector experience

Insurer relationships

Strong partnerships with regional and international markets offering broad Liability solutions and competitive terms.
AUS - University spin-outs and commercialisation teams

Solution Overview.

General Liability, also known as Public Liability, protects businesses from the financial consequences of accidental third-party injury or property damage arising from day-to-day operations. With customers, contractors, and the public interacting more frequently with business premises and services, even low-severity incidents can result in costly claims, legal disputes, and reputational implications. Coverage provides essential defence and indemnity support, helping businesses operate with confidence and meet contractual or compliance obligations. 

 

KEY RISKS.

SG - Third-party bodily injury@2x

Third-Party Bodily Injury

Protection against claims arising from accidental injury to customers, visitors, contractors, or members of the public.

 

Our clients

Who is it for?

General/Public Liability insurance is suitable for businesses interacting with customers, suppliers, or the general public, including:

 

Retailers, food and beverage (F&B) operators, and service businesses
UK - Food safety and contamination@2x
Manufacturers and distributors
SG - Machinery Breakdown@2x
Contractors and project-based businesses
UK - Subcontractor and contractor liability@2x
Logistics, warehousing, and transportation companies
Global - General - 66
Corporate offices and SMEs
AUS - Trusted advisors
Commercial property owners and managing agents
Global - General - 64
Any business with foot traffic, public interaction, or operational exposure
AUS - Corporate training organisations
Retailers, food and beverage (F&B) operators, and service businesses
UK - Food safety and contamination@2x
Manufacturers and distributors
SG - Machinery Breakdown@2x
Contractors and project-based businesses
UK - Subcontractor and contractor liability@2x
Logistics, warehousing, and transportation companies
Global - General - 66
Corporate offices and SMEs
AUS - Trusted advisors
Commercial property owners and managing agents
Global - General - 64
Any business with foot traffic, public interaction, or operational exposure
AUS - Corporate training organisations

Related products & covers.

Our approach is tailored to each business we work with. Other products and covers we can arrange that may support your business include:

Global - General - 61

Property All Risk

Comprehensive protection for buildings, equipment, stock, and physical assets against accidental loss or damage.

Frequently Asked Questions.

General Liability, also known as Public Liability, protects businesses against claims for third-party bodily injury or property damage arising from day-to-day business activities, premises operations or products supplied.

Speak to a specialist

You can easily contact us by filling out the form. Once you have submitted your enquiry, one of our friendly colleagues will reach out to you.