Speciality

Crime.

Protection against internal and external fraud, social engineering, digital deception, and criminal activity that results in direct financial loss.

SG - Crime - Header@2x
Benefits

Why specialist risk group?

Specialist Risk Group (SRG) structures comprehensive Crime insurance programmes that protect businesses from the increasingly sophisticated tactics used by external fraudsters, cybercriminals, and third-party actors. Working with specialist Crime insurers across Singapore and the region, we design solutions that reflect your transaction processes, digital exposures, payment channels, and vendor/customer interactions. While internal dishonesty can be included, Crime insurance primarily addresses external, technology-enabled financial threats, helping organisations strengthen resilience where traditional internal controls offer limited protection.

Specialist crime and fraud expertise

Deep understanding of external deception, false instruction scams, cyber-enabled theft, vendor manipulation, and payment diversion attacks.
SG - Specialist crime and fraud expertise@2x

Transaction and systems exposure review

Analysis of payment flows, authorisation protocols, and digital vulnerabilities to ensure limits and wording match real-world exposures.
SG - Transaction and systems exposure review@2x

Tailored insurance programmes

Customisable coverage across social engineering, funds transfer fraud, computer crime, third-party deception, and external theft scenarios.
SG - Clear, actionable recommendationS

Insurer relationships

Strong partnerships with regional and international markets delivering broad, modern Crime protection aligned to evolving fraud patterns.
SG - Consultative approach

Solution Overview.

Modern financial crime extends far beyond traditional theft. Businesses today face increasingly complex schemes, from impersonation and invoice manipulation to unauthorised digital transfers and fraudulent vendor activity. Crime insurance protects organisations against direct financial loss arising from these external and system-based threats. This cover addresses exposures beyond employee behaviour, particularly where digital environments, interconnected supply chains, and remote operations create new fraud opportunities.

SG - Social Engineering and Impersonation Fraud@2x

Social Engineering and Impersonation Fraud

Protection when employees are deceived into transferring funds due to forged identities, spoofed communications, or manipulated relationships.

Our clients

Who is it for?

Crime insurance is essential for organisations exposed to digital transactions, external interactions, or multi-party financial processes, including:

Professional services and corporate offices
SG - Professional services and corporate offices
Retailers, wholesalers, and distributors
SG - Retailers, wholesalers, and distributors
Logistics, supply chain, and trading companies
SG - Logistics, supply chain, and trading companies
Hospitality and food and beverage (F&B) operators
SG - Hospitality and food and beverage (F&B) operators
Financial services, fintech, and payment-driven businesses
SG - Financial services, fintech, and payment-driven businesses
SMEs with vendor management, procurement, or remote workforce operations
SG - SMEs with vendor management, procurement, or remote workforce operatio
Any business vulnerable to external fraud, payment manipulation, or digital criminal activity
SG - Any business vulnerable to external fraud, payment manipulation, or di
Professional services and corporate offices
SG - Professional services and corporate offices
Retailers, wholesalers, and distributors
SG - Retailers, wholesalers, and distributors
Logistics, supply chain, and trading companies
SG - Logistics, supply chain, and trading companies
Hospitality and food and beverage (F&B) operators
SG - Hospitality and food and beverage (F&B) operators
Financial services, fintech, and payment-driven businesses
SG - Financial services, fintech, and payment-driven businesses
SMEs with vendor management, procurement, or remote workforce operations
SG - SMEs with vendor management, procurement, or remote workforce operatio
Any business vulnerable to external fraud, payment manipulation, or digital criminal activity
SG - Any business vulnerable to external fraud, payment manipulation, or di

Related products & covers.

Other solutions that further support your Employee Benefits strategy and workforce wellbeing include:
SG - Any business with exposure to internal fraud or misappro

Fidelity Guarantee

Coverage for financial loss caused by dishonest or fraudulent acts committed by employees.

Frequently Asked Questions.

Crime insurance protects businesses against direct financial loss caused by external fraud, social engineering, digital deception and criminal activity, including unauthorised fund transfers and impersonation scams.

Speak to a specialist

You can easily contact us by filling out the form. Once you have submitted your enquiry, one of our friendly colleagues will reach out to you.