Protection against property damage and business interruption caused by terrorism or political violence, with tailored Terrorism insurance solutions for businesses in Singapore.
Protection against property damage and business interruption caused by terrorism or political violence, with tailored Terrorism insurance solutions for businesses in Singapore.
Specialist Risk Group (SRG) delivers tailored Terrorism insurance solutions that safeguard your physical assets and operations against the financial impact of attacks typically motivated by political, religious, racial, or ideological beliefs. Through strong partnerships with leading insurers in Singapore and the region, we structure programmes that complement your Property and Business Interruption coverage, ensuring consistent protection and clear alignment with policy wording, limits, and exclusions. Our consultative approach helps ensure your business is adequately covered in an evolving threat environment.
Terrorism insurance provides protection against physical loss, damage, or interruption caused by acts of terrorism, sabotage, or politically motivated violence. Standard Property All Risk policies often exclude such events, making standalone Terrorism coverage essential for businesses operating in commercial hubs, high-profile areas, or locations with concentration risk. Terrorism coverage helps safeguard buildings, equipment, stock, revenue, and operational continuity in the event of a targeted or incidental attack.
Protection for buildings, contents, equipment, and stock impacted by a terrorism event.
Specialist cover for situations when authorities restrict access to your premises due to political violence or a terrorism incident.
Indemnity for revenue loss following an incident nearby that reduces customer footfall.
Cover for costs associated with clearing, securing, and restoring affected premises.
Protection for critical plant and equipment damaged due to a terrorism event.
Cover for loss of revenue and increased operating costs following terrorism-related damage.
Terrorism insurance is suitable for businesses across a wide range of industries, including:
Our approach is tailored to each business we work with. Other products and covers we can arrange that may support your business include:
Comprehensive protection for buildings, equipment, stock, and physical assets against accidental loss or damage.
Protection for lost revenue and operating costs when physical damage or an insured event disrupts business operations
Indemnity for accidental third-party bodily injury or property damage arising from your business activities.
Mandatory employee injury cover providing statutory benefits for workplace accidents, illness, or death.
Protection against cyberattacks, data breaches, ransomware, and digital disruptions to business operations.
Coverage for goods transported by sea, air, or land against loss, damage, or transit disruptions.
Terrorism insurance protects businesses against property damage, business interruption and financial loss caused by acts of terrorism, sabotage or politically motivated violence.
No. Terrorism insurance is not legally required in Singapore, but it is often recommended or required by lenders, investors or landlords, particularly for high-profile or high-footfall locations.
Most Property All Risk policies exclude terrorism-related events. Standalone Terrorism insurance fills this gap and provides clarity around cover, limits and definitions.
Businesses operating in commercial centres, public-facing locations, transport hubs, business parks or areas with high footfall or asset concentration should consider Terrorism cover.
Terrorism insurance can cover buildings, contents, machinery, equipment and stock damaged as a result of a terrorism event, subject to policy terms.
Yes. Terrorism policies can include Business Interruption cover for loss of revenue and increased operating costs following terrorism-related physical damage.
Yes. Terrorism insurance typically covers debris removal, site clearance and restoration costs following an insured event.
Depending on policy wording, cover may extend to sabotage or politically motivated violence even where a formal terrorist designation has not been made.
Standard Business Interruption policies typically require physical damage to trigger cover. Non-damage events such as pandemics are generally excluded unless specifically insured under bespoke extensions.
Denial of Access covers loss of income when authorities restrict or prevent access to your premises following a terrorism incident in the surrounding area.
Loss of Attraction provides indemnity for reduced revenue when an incident nearby deters customers, even if your premises are not physically damaged.
Terrorism insurance focuses on property damage and business interruption. Injury claims are typically addressed under Workers Injury Compensation or Terrorism Liability policies.
Limits are based on property values, revenue exposure, location risk, footfall and concentration of assets. We assess these factors to recommend appropriate limits.
Terrorism insurance is designed to complement Property All Risk and Business Interruption policies, ensuring seamless protection where terrorism exclusions apply.
We tailor Terrorism programmes that are aligned to your operational footprint and provide specialist support throughout placement and claims to ensure clear, effective protection.
You can easily contact us by filling out the form. Once you have submitted your enquiry, one of our friendly colleagues will reach out to you.