General Insurance

Business Interruption.

Protection that helps your business maintain income and operating stability following insured physical damage or disruption.
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Benefits

Why specialist risk group?

Specialist Risk Group (SRG) tailors Business Interruption (BI) solutions that align closely with your operational model, revenue streams, and critical dependencies. Working with leading insurers in Singapore and across the region, we secure coverage that supports your organisation’s ability to recover, maintain cashflow, and resume normal operations after an insured event. Our tailored approach ensures indemnity periods, limits, and extensions match your business continuity needs.

Technical product expertise

Professional knowledge in structuring BI programmes aligned to operational needs and financial exposures.
AUS - Cyber exposure of data records and digital health systems@2x

Consultative approach

Detailed reviews of revenue streams, dependencies, and recovery timelines to optimise your BI cover.
AUS - Universities and tertiary institutions

Tailored coverage

Customised indemnity periods, limits, and extensions shaped around your business continuity requirements.
SG - Clear, actionable recommendationS

Insurer relationships

Access to specialist regional and international insurers offering comprehensive BI solutions.
UK - Tailored insurance programmes@2x

Solution Overview.

Business Interruption insurance protects your company against financial losses that arise when physical damage or an insured event disrupts operations. With supply chains becoming more interconnected and businesses increasingly reliant on specialised equipment, even short periods of downtime can have significant financial impact. BI coverage helps safeguard revenue, ongoing expenses, and profitability while enabling a smoother and more stable recovery.

 
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KEY RISKS.

SG - Loss of Gross ProfitRevenue@2x

Loss of Gross Profit/Revenue

Lost income during the interruption period following insured property damage.

 
Our clients

Who is it for?

Business Interruption cover is suitable for organisations with operational or revenue dependencies, including:

 
Retailers, wholesalers, and distributors
AUS - Universities and tertiary institutions
Manufacturing and production facilities
SG - Machinery Breakdown@2x
Hospitality and F&B operators
UK - Food courts and franchise operators
Logistics, warehousing, and supply chain businesses
AUS - Processing plants and production facilities
Corporate offices and service-based firms
AUS - Sector expertise
SMEs reliant on equipment, stock, or customer footfall
SG - SMEs reliant on equipment, stock, or customer footfall
Retailers, wholesalers, and distributors
AUS - Universities and tertiary institutions
Manufacturing and production facilities
SG - Machinery Breakdown@2x
Hospitality and F&B operators
UK - Food courts and franchise operators
Logistics, warehousing, and supply chain businesses
AUS - Processing plants and production facilities
Corporate offices and service-based firms
AUS - Sector expertise
SMEs reliant on equipment, stock, or customer footfall
SG - SMEs reliant on equipment, stock, or customer footfall

Related products & covers.

Our approach is tailored to each business we work with. Other products and covers we can arrange that may support your business include:
SG - Property All Risk - Header@2x

Property All Risk

Comprehensive protection for buildings, equipment, stock, and physical assets against accidental loss or damage.
Learn more

Frequently Asked Questions.

Business Interruption insurance protects your business against loss of income and ongoing expenses when operations are disrupted following insured physical damage or an insured event.

Speak to a specialist

You can easily contact us by filling out the form. Once you have submitted your enquiry, one of our friendly colleagues will reach out to you.