Protection against customer non-payment due to insolvency or default, with tailored Trade Credit insurance solutions to support cashflow and business growth in Singapore.
Protection against customer non-payment due to insolvency or default, with tailored Trade Credit insurance solutions to support cashflow and business growth in Singapore.
Specialist Risk Group (SRG) tailors Trade Credit solutions to protect your cashflow and strengthen financial resilience. Working with specialist Credit insurers across Singapore and the region, we structure programmes aligned to your customer portfolio, trading patterns, payment terms, and sector exposure. Our consultative approach supports confident growth in both domestic and international markets, helping you extend credit securely while safeguarding against unexpected counterparty failure.
Trade Credit insurance protects your business when customers fail to pay for goods or services due to insolvency, protracted default, or where applicable political risk for cross-border trade. With growing pressure on supply chains, tighter margins, and increased market volatility, bad debts can have significant consequences for cashflow, profitability, and working capital. This coverage enables you to trade with greater confidence, offer competitive credit terms, and unlock new growth opportunities across domestic and export markets.
Protection when a customer becomes bankrupt, insolvent, or enters formal administration.
Cover for unpaid invoices when the customer fails to pay within the agreed or extended timeframe.
Indemnity for non-payment due to political events such as currency issues, government action, or import restrictions.
Insurer-backed credit limits for customers, improving confidence in offering Trade Credit.
Access to professional debt recovery resources and global collection networks.
Optional protection for businesses exposed to major customers or concentrated receivable risk.
Trade credit insurance is suitable for organisations selling goods or services on credit terms, including:
Our approach is tailored to each business we work with. Other products and covers we can arrange that may support your business include:
Protection for organisations and leaders against management, regulatory, employment, and advisory-related liabilities.
Coverage for financial loss arising from external fraud, social engineering, digital deception, or criminal activity.
Protection for lost revenue and operating costs when physical damage or an insured event disrupts business operations.
Coverage for goods transported by sea, air, or land against loss, damage, or transit disruptions.
Trade Credit insurance is most valuable when you sell goods or services on deferred payment terms and rely on predictable cashflow to fund operations, growth or financing arrangements.
Insolvency relates to formal bankruptcy or administration. Protracted default applies when a customer does not pay after a defined waiting period, even though they remain operational.
Yes. SMEs with concentrated customer exposure or reliance on a small number of buyers often benefit significantly from Trade Credit protection.
Trade Credit focuses on short-term receivables from trading customers. Structured Credit is designed for larger, longer-tenor or bespoke credit exposures such as loans or major contracts.
If a customer becomes insolvent or fails to pay within the agreed timeframe, Trade Credit insurance can compensate you for the insured portion of the debt, protecting cashflow and working capital.
Yes. Trade Credit insurance can cover non-payment on export sales, including losses caused by political events such as currency restrictions, government action or import bans.
Yes. Many banks recognise insured receivables, allowing Trade Credit insurance to support invoice financing, receivables funding and improved borrowing terms.
Cover usually applies to a high percentage of the insured debt, subject to deductibles and policy terms, allowing meaningful financial protection without encouraging over-reliance.
Insurers assess customers and approve credit limits, giving you confidence to extend terms while providing a clear framework for insured exposure.
No. It complements your credit management by strengthening decision-making, improving discipline and supporting earlier intervention when payment issues arise.
Insurers monitor customer risk continuously. Credit limits may be adjusted to reflect changing conditions, helping you manage exposure proactively.
Policies can be structured to cover your entire turnover, selected key customers, or a single strategic buyer, depending on your risk profile and objectives.
Yes. Policies often include access to professional debt recovery services, helping recover unpaid amounts while preserving customer relationships.
We structure Trade Credit programmes around how you trade, who you sell to and how you manage risk, helping protect cashflow while enabling confident growth across domestic and international markets.
You can easily contact us by filling out the form. Once you have submitted your enquiry, one of our friendly colleagues will reach out to you.