Electronic Equipment.

Yes. Laptops, tablets and mobile devices can be insured on a worldwide basis, depending on the coverage selected.

Electronic Equipment insurance can include cover for the cost of restoring lost or corrupted data and essential software following an insured event.

Yes. Cover can include technical inspection, diagnostics and recovery costs required to identify faults and restore equipment, subject to prior agreement by the insurer.

No. Gradual deterioration, wear and tear and poor maintenance are typically excluded. Cover applies to sudden and unforeseen breakdown or damage.

Values are usually based on replacement cost, including installation, configuration and testing, rather than depreciated book value.

Electronic Equipment insurance covers physical damage and breakdown, while Cyber insurance addresses system compromise, data breaches and digital attacks. Many organisations require both.

We align cover to your technology environment, operational dependency and restoration priorities, ensuring equipment insurance supports continuity rather than simply asset replacement.