Motor Fleet.

Yes. Policies can be structured to reflect different vehicle types, or different ownerships.

Yes. Approved accessories and modifications such as GPS systems, telematics devices and fitted equipment can be insured if declared.

No. Goods being transported are insured separately. Goods in Transit insurance typically covers local or regional movements, while Marine Cargo insurance is more commonly used for international shipments. Many fleet operators hold one or both to ensure full protection.

Yes. Telematics and risk management measures can improve loss performance and may lead to more favourable pricing and terms over time.

Premiums are based on vehicle type, fleet size, usage, claims history, driver profile and risk controls. Accurate data helps achieve optimal pricing.

Ensure safety first, report the incident promptly and notify insurers in line with policy requirements. We provide guidance throughout the claims process.

We assess fleet operations, structure tailored cover and work closely with insurers to support claims management, cost control and long-term fleet performance.