Machinery Breakdown.

Production loss itself is not covered, but Extra Cost of Working extensions can cover additional expenses incurred to keep operations running during repairs.

This covers spoilage or loss of perishable goods caused by breakdown of refrigeration or temperature-controlled equipment.

Yes. Policies can include specialist cover for boilers and pressure vessels, including rupture, explosion or collapse, subject to inspection requirements.

Yes. Sudden breakdown caused by operator error is commonly covered, provided the failure is accidental and unforeseen.

Wear and tear, gradual deterioration, corrosion and poor maintenance are typically excluded, as these are considered predictable rather than accidental.

Machinery Breakdown addresses repair costs, while Business Interruption can cover lost income if breakdown results in insured physical damage and disruption.

We structure Machinery Breakdown cover around your equipment, maintenance practices and operational priorities, ensuring the policy responds effectively when breakdowns occur.