PRIVATE CLIENTS.

Protecting the homes, assets and lifestyles of high-net-worth individuals and their families with tailored insurance solutions.
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Benefits

How Specialist Risk Group supports this sector.

Specialist Risk Group (SRG)’s Private Clients team delivers a concierge-led insurance service for high-net-worth individuals and families. We take the time to understand your assets, lifestyle and long-term priorities, creating tailored insurance programmes that protect what matters most through specialist advice, leading insurer relationships and proactive risk management.

 

High-net-worth expertise

Specialist advice for affluent individuals, families and business owners with high-value homes, valuable collections and complex personal insurance needs.
AUS - Specialist learning providers (STEM, literacy, languag

Tailored insurance programmes

Insurance solutions designed around your assets and lifestyle, ensuring your cover reflects the true value of what you own.
AUS - Tailored insurance programs

Risk management and valuations

Helping reduce underinsurance through rebuild cost assessments, independent valuations and practical risk management advice to better protect your assets.
AUS - Cyber risk@2x

Concierge-led service

A relationship-led approach that extends beyond insurance, providing dedicated claims support and access to trusted specialists whenever you need them.
AUS - Allied health, community nursing and in-home clinical services

Industry challenges.

High-net-worth individuals often own multiple properties, valuable collections and unique assets that require more than standard insurance. Changes in property values, renovations, natural catastrophes and underinsurance can all leave significant gaps in protection. Our Private Clients team works closely with you to structure insurance programmes that evolve alongside your assets, lifestyle and personal circumstances.
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Key Risks.

AUS - Property damage and natural hazards@2x

Property and underinsurance

Changing rebuild costs, bushfire, flood, storm damage and underinsurance across prestige homes, holiday homes and investment properties.
Our clients

Who is it for?

Private Clients insurance is designed for high-net-worth individuals and families seeking tailored protection for their homes, assets and lifestyle, including:
Business owners and C-suite professionals
AUS - Landlord and property owner liability@2x
Affluent individuals and families
UK - Affluent individuals and families
Family offices
Private Clients - Living Room
Collectors of art, jewellery, antiques and wine
UK - Fine art and valuable collections@2x
Owners of multiple homes or international assets
UK - Home and community care organisations@2x
Rural property owners and hobby farmers
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Business owners and C-suite professionals
AUS - Landlord and property owner liability@2x
Affluent individuals and families
UK - Affluent individuals and families
Family offices
Private Clients - Living Room
Collectors of art, jewellery, antiques and wine
UK - Fine art and valuable collections@2x
Owners of multiple homes or international assets
UK - Home and community care organisations@2x
Rural property owners and hobby farmers
charlton-farm-800x526

Related products and covers.

Our Private Clients solutions are tailored around the assets you own, how they are used and the risks that surround them. Typical covers include:
SG - Technical property expertise

Prestige homes

Comprehensive protection for high-value homes, contents and personal possessions with enhanced policy benefits.

Frequently Asked Questions.

Private Clients insurance is designed for high-value homes, valuable assets and complex lifestyles. Policies typically provide broader cover, higher limits and tailored protection that reflects how your assets are owned, used and managed.

Speak to a specialist

You can easily contact us by filling out the form. Once you have submitted your enquiry, one of our friendly colleagues will reach out to you.