Specialist insurance solutions for manufacturers and industrial businesses, focused on protecting assets, operations and commercial performance.
Specialist insurance solutions for manufacturers and industrial businesses, focused on protecting assets, operations and commercial performance.
Specialist Risk Group (SRG) brings deep insight into manufacturing and industrial environments where asset performance, process reliability and operational continuity are critical. We focus on understanding production processes, machinery dependency, workforce exposure and supply chain complexity, and structure insurance programs aligned to the realities of industrial operations.
Manufacturing and industrial operations face continuous exposure across asset performance, workforce safety and process reliability. Machinery failure, property damage, contamination, cyber incidents and supply chain disruption can result in significant operational and financial impact. Risk increases in highly automated environments, regulated production settings and complex multi-site operations.
Failure of critical plant, motors, boilers, robotics, and automated production systems.
Fire, explosion, storm, or catastrophic events impacting factories, stock, equipment, utilities, and facilities.
Defects, contamination, malfunction, or failure to perform leading to claims and downstream impact.
Withdrawal of products following contamination, safety issues, or regulatory intervention.
Injuries, safety breaches, investigations, disputes, and employment-related claims.
Production interruption following damage, equipment failure, or critical supplier disruption.
Cyber incidents affecting production systems, industrial control environments, and connected machinery.
Pollution events, chemical releases, contamination, and remediation obligations.
We arrange cover for a wide range of manufacturing and industrial businesses, including:
Our approach is tailored to each organisation we work with. We commonly arrange the following protection for the manufacturing and industrial sector.
Material damage to buildings, machinery, stock and other physical assets.
Coverage for loss of revenue and increased costs following insured damage or disruption to operations.
Coverage for failure of critical plant, equipment, and production machinery.
Protection against claims arising from injury or property damage involving contractors, suppliers, or third-parties.
Coverage for injury, damage or loss caused by manufactured goods, including defects, contamination, or failure to perform.
Coverage for costs arising from product withdrawal following contamination, safety concerns, or regulatory intervention.
Protection against cyber incidents, data breaches, ransomware, and digital.
Coverage for claims arising from design, engineering, testing, specification, or technical advisory errors.
Coverage for pollution events, contamination, hazardous material release, and clean-up obligations.
Cover for directors, executives and the entity against governance, employment practices, statutory liability, crime and tax audit risk.
Protection for raw materials, finished goods, and machinery while in transit or temporary storage.
Cover for liabilities arising from supplier contracts, manufacturing agreements, and commercial arrangements.
Manufacturing and industrial insurance addresses risks linked to property damage, machinery failure, workforce safety, product liability, environmental exposure, cyber incidents, and operational disruption across production environments.
Manufacturing operations involve high-value assets, complex machinery, process dependency, and downstream liability exposure. Specialist insurance reflects production methods, automation levels, regulatory requirements, and supply chain complexity.
Yes. Insurance programs can be structured on a portfolio basis to cover multiple sites, facilities, and jurisdictions under a coordinated risk and claims framework.
Property insurance covers external damage such as fire or storm, while machinery breakdown responds to internal mechanical or electrical failure, including motors, boilers, robotics, and automated production systems.
Business Interruption insurance can cover lost revenue and increased operating costs following insured damage or equipment failure that disrupts production.
Yes. Products Liability and Product Recall insurance can respond to claims arising from defective, contaminated, or unsafe products, including recall costs, regulatory intervention, and third-party losses.
Cover is structured around system dependency, control environments, maintenance regimes, redundancy, and operational technology exposure, including integration with cyber and machinery breakdown policies.
Yes. Contingent Business Interruption and supply chain extensions can protect against production losses caused by insured damage at key suppliers or service providers.
Environmental Liability insurance can cover pollution events, chemical releases, contamination, clean-up costs, and regulatory obligations arising from manufacturing activities.
Yes. Cyber insurance is increasingly critical for manufacturers due to connected machinery, industrial control systems, production software, and exposure to ransomware or operational technology disruption.
Workers’ Compensation covers employee injury claims, while Management Liability can respond to investigations, safety breaches, and employment disputes.
Professional Indemnity can cover claims arising from design errors, engineering advice, specifications, testing failures, or technical consultancy linked to manufactured products or systems.
Yes. Contractual Liability extensions can address indemnities and liability assumptions within manufacturing, supply, and distribution agreements, subject to underwriting review.
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