Property & Strata.

Supporting residential and commercial landlords, property owners, strata schemes, developers and property professionals with specialist real estate insurance solutions.

 
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Benefits

How Specialist Risk Group supports this sector.

Specialist Risk Group (SRG) supports property owners, landlords and strata stakeholders with insurance programs focused on protecting physical assets, safeguarding income and managing liability across complex ownership structures. We work with clients to understand building construction, occupancy risk, lease arrangements and portfolio exposure, and structure cover that reflects the realities of property ownership and management.

 

Sector expertise

Understanding of building risk, construction types, occupancy profiles and the exposures that affect long-term asset value.
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Consultative approach

We take time to understand building construction, occupancy mix, lease structures and maintenance responsibilities.
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International reach, local presence

International market access supported by local teams with deep understanding of property risk and regulation.
SG - Technical property expertise

Bespoke solutions for all property types

Insurance programs aligned to individual assets, strata schemes and complex multi-property portfolios.
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Industry challenges.

Property owners, landlords and strata stakeholders face exposure to physical damage, liability claims and income disruption across diverse asset types. Natural hazards, tenant activity, building defects and regulatory obligations can materially impact asset value, cash flow and reputation. Complexity increases for mixed-use buildings, large portfolios and shared ownership structures.
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Key Risks.

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Property damage and natural hazards

Fire, storm, or flood impact and accidental damage affecting buildings and common property.
Our clients

Who is it for?

We can arrange cover for a wide range of property stakeholders, including:
Residential property owners and landlords
UK - Consultative Approach@2x
Commercial property owners and investors
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Owners of mixed-use developments
AUS - Owners of mixed-use developments
Strata schemes and body corporate entities
AUS - Diagnostic laboratories and pathology services
Members of strata committees and owners’ corporations
UK - Cross Border Equity Investors and Asset Managers
Property management firms
AUS - Strategy and transformation consultants
Real estate agencies and brokers
AUS - Engineering and design consultants
Developers of residential and commercial property
SG - Manufacturers, industrial operations, and processing facil
Asset owners transitioning completed projects to operation
SG - Tailored insurance programmes
Multi-asset property portfolio owners
AUS - Multi-asset property portfolio owners
Institutional and private property investors
AUS - Institutional and private property investors
Owners of retail, office and industrial property
UK - Individuals with complex domestic and international asset portfolio
Residential property owners and landlords
UK - Consultative Approach@2x
Commercial property owners and investors
UK - Home and community care organisations@2x
Owners of mixed-use developments
AUS - Owners of mixed-use developments
Strata schemes and body corporate entities
AUS - Diagnostic laboratories and pathology services
Members of strata committees and owners’ corporations
UK - Cross Border Equity Investors and Asset Managers
Property management firms
AUS - Strategy and transformation consultants
Real estate agencies and brokers
AUS - Engineering and design consultants
Developers of residential and commercial property
SG - Manufacturers, industrial operations, and processing facil
Asset owners transitioning completed projects to operation
SG - Tailored insurance programmes
Multi-asset property portfolio owners
AUS - Multi-asset property portfolio owners
Institutional and private property investors
AUS - Institutional and private property investors
Owners of retail, office and industrial property
UK - Individuals with complex domestic and international asset portfolio

Related products and covers.

Our approach is tailored to different segments of the real estate market. We commonly arrange the following protection:
Global - Property - 9

Property Owners Insurance

Protects residential and commercial property owners against physical damage to buildings and shared assets.

 

Frequently Asked Questions.

Property owners typically require Property Insurance, Property Owners’ Liability, and Loss of Rent cover to protect buildings, income and third-party liability arising from tenant or visitor activity.

Speak to a specialist.

You can easily contact us by filling out the form. Once you have submitted your enquiry, one of our friendly colleagues will reach out to you.