Technology & Startups.

Supporting the technology and startup ecosystem from early-stage SaaS platforms and fintech innovators to advanced engineering, AI and robotics.

AUS - Technology and startups - Header@2x
Benefits

How Specialist Risk Group supports this sector.

Specialist Risk Group (SRG) brings specialist insight into the fast-moving technology and startup ecosystem, combining strong insurer relationships with a deep understanding of emerging risks. We work closely with founders, product teams and leadership to design insurance programs that keep pace with rapid growth, regulatory change and evolving digital threats. With international market access and dedicated claims support, we help technology companies secure the protection they need to innovate and scale with confidence.

Sector experience

Extensive experience supporting technology companies through all stages of growth, from early-stage companies to global businesses.
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Specialist cover

Access to specialist insurers that understand emerging technology, intellectual property, cyber risk, and venture-backed business models.
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Collaborative and consultative approach

We work alongside founders, product teams and leadership to understand your unique operational risk profile.
AUS - Collaborative and consultative approach

International reach, local presence

International scale supported by local teams with deep understanding of technology and startup risk and high-growth business environments.
AUS - International reach, local presence

Tailored insurance programs

From MVP and seed stage through to series funding rounds to regulatory approvals and global expansion, we design insurance programs that evolve with your business.
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Industry challenges.

Technology businesses face constant change, driven by cyber threats, regulatory scrutiny, complex product lifecycles and dependency on digital infrastructure. From early development to global expansion, companies must navigate data protection obligations, platform reliability risks and intense commercial pressure. Specialist insurance plays a key role in safeguarding operations, supporting resilience and protecting stakeholders at every stage of growth.

Key Risks.

AUS - Cyber threats and data breaches@2x

Cyber threats and data breaches

Ransomware, data breaches, and system disruption leading to operational, financial, and regulatory consequences.

Our clients

Who is it for?

We support a wide range of technology companies, founders, and investors, including:

SaaS and subscription-based platforms
AUS - SaaS and subscription-based platforms
Consumer applications and digital platforms
Global - General - 48
Enterprise software developers
Global - General - 49
API-driven and cloud-based businesses
AUS - API-driven and cloud-based businesses
Fintech and payments companies
AUS - Fintech and payments companies
Digital banking and financial platforms
Global - General - 5
Artificial intelligence and machine learning companies
AUS - Artificial intelligence and machine learning companie
Data analytics, modelling and automation platforms
Global - General - 50
Robotics, automation and hardware innovators
AUS - Robotics, automation and hardware innovators
IoT and connected device companies
AUS - IoT and connected device companies
Semiconductor, advanced materials, and sensor technology developers
AUS - Semiconductor, advanced materials, and sensor technol
Cybersecurity providers
Global - General - 62
Cloud hosting and infrastructure platforms
AUS - Cloud hosting and infrastructure platforms
Venture-backed startups and scale-ups
Global - General - 63
University spin-outs and commercialisation teams
AUS - University spin-outs and commercialisation teams
High-growth businesses preparing for international expansion
AUS - High-growth businesses preparing for international ex
SaaS and subscription-based platforms
AUS - SaaS and subscription-based platforms
Consumer applications and digital platforms
Global - General - 48
Enterprise software developers
Global - General - 49
API-driven and cloud-based businesses
AUS - API-driven and cloud-based businesses
Fintech and payments companies
AUS - Fintech and payments companies
Digital banking and financial platforms
Global - General - 5
Artificial intelligence and machine learning companies
AUS - Artificial intelligence and machine learning companie
Data analytics, modelling and automation platforms
Global - General - 50
Robotics, automation and hardware innovators
AUS - Robotics, automation and hardware innovators
IoT and connected device companies
AUS - IoT and connected device companies
Semiconductor, advanced materials, and sensor technology developers
AUS - Semiconductor, advanced materials, and sensor technol
Cybersecurity providers
Global - General - 62
Cloud hosting and infrastructure platforms
AUS - Cloud hosting and infrastructure platforms
Venture-backed startups and scale-ups
Global - General - 63
University spin-outs and commercialisation teams
AUS - University spin-outs and commercialisation teams
High-growth businesses preparing for international expansion
AUS - High-growth businesses preparing for international ex

Related products and covers.

Our approach is tailored to each organisation we work with. We commonly arrange the following protection for Technology & Startups:

AUS - Cybersecurity providers

Cyber Liability

Coverage for ransomware, data breaches, system attacks, business interruption, regulatory fines, privacy claims and post-breach response costs.

Frequently Asked Questions.

Most technology startups require a combination of IT Liability & Cyber Insurance and Directors & Officers Liability, with additional coverage added as the business scales, raises capital or launches products.

Speak to a specialist.

You can easily contact us by filling out the form. Once you have submitted your enquiry, one of our friendly colleagues will reach out to you.