Professional Services.

Yes, depending on policy wording. Many professional services claims arise from disagreements over scope, deliverables, or outcomes rather than clear errors. Specialist Professional Indemnity policies are structured to respond to these grey-area disputes.

Coverage depends on policy structure. Some policies extend to subcontractors acting under your control, while others require contractual risk transfer or proof of independent cover. This should be reviewed carefully.

Directors and partners may face claims relating to management decisions, regulatory compliance, employment practices, or oversight failures. Directors & Officers (D&O) or Management Liability insurance helps protect personal assets and leadership continuity.

Certain policies can cover defence costs associated with regulatory investigations or inquiries, subject to policy terms and insurability. Early engagement is critical, as notification requirements are often strict.

We work closely with firms to understand service models, client risk, contractual obligations and governance structures, helping align insurance with real-world exposure. This includes program design, contract awareness, renewal strategy and claims support.