Broking Solutions

Property.

Property insurance solutions for brokers placing complex, high-value, distressed, and non-standard risks across single locations, multi-site portfolios, and international programmes.

From property owners and real estate portfolios to asset-heavy industries and catastrophe-exposed risks, we help brokers secure tailored solutions through Lloyd's, London Market, and international insurer capacity. Whether supporting a single risk or a multi-jurisdiction programme, our teams provide the technical expertise, market access, and placement capability required to structure effective property solutions.

SG - Property All Risk - Header@2x
Benefits

Why SRG?

We support brokers by acting as an extension of their team, providing technical expertise, market access, and placement capability for complex property risks.

From distressed risks and non-standard occupancies through to international portfolios and layered programmes, we help brokers navigate challenging placements and secure solutions that reflect the specific characteristics of each risk.

Solutions for complex and distressed property risks

We support placements that fall outside standard insurer appetite, including distressed risks, non-standard occupancies, challenging claims histories, cladding exposures, and capacity-constrained placements.
GBS - Property - Asset-heavy industries

Global market access

Established relationships across Lloyd's, London Market, and international insurers provide access to capacity for complex, high-value, and difficult-to-place property risks.
AUS - Property damage and natural hazards@2x

Structured and layered programmes

Experience designing and placing quota share, co-insurance, primary, and excess of loss programmes tailored to the specific requirements of each risk or portfolio.
AUS - Specialist learning providers (STEM, literacy, languag

Real Estate and portfolio capability

Support for property owners, investors, asset managers, REITs, and developers requiring solutions for complex ownership structures, multi-location assets, and mixed-use portfolios.
UK - Property and estate exposure@2x

Alternative risk transfer solutions

Capability across DIC, DIL, parametric cover, deductible buy-backs, deductible buy-downs, and other structures where traditional market solutions require enhancement.
SG - Governance and Framework Development@2x

Direct and facultative capability

Support for brokers requiring additional capacity, programme restructuring, excess infill, facultative reinsurance, or placement strategies for unusual and difficult-to-place risks.
AUS - Engineering and design consultants
Who we support

Appetite Areas.

We support brokers placing property risks across a wide range of sectors, occupancies, and portfolio types, including: 

Asset managers
SG - Financial services, fintech, and payment-driven businesses
Asylum seeker and refugee accommodation providers
Global - Legal - 12
Businesses with large multi-site or multi-territory property portfolios
AUS - Multi-asset property portfolio owners
Developers and mixed-use developments
SG - Developers, building owners, and project principals
Educational and not-for-profit organisations
AUS - Early learning centres and childcare providers
Food, drink, and cold storage facilities
UK - Food and beverage manufacturing
Green energy operations
AUS - Resources, mining and energy explorers
Hospitality and leisure businesses, including hotels, resorts, bars, and restaurants
SG - Hospitality and food and beverage (F&B) operators
Manufacturing operations
manufacturers-insurance-1
Organisations requiring structured solutions for distressed, unusual, or capacity-constrained risks
SG - Design, Defects and Professional Risks@2x
Pharmaceutical businesses
AUS - Pharmaceutical, chemical and life sciences manuf
Property management companies
AUS - Strata and shared membership exposure@2x
Property owners and landlords
AUS - Landlord and property owner liability@2x
Public sector and municipal organisations
AUS - Sector expertise
Real estate investors and investment funds
SG - Real estate, recruitment, and business services firms
REITs and similar ownership structures
AUS - E-learning platforms and instructional design provider
Waste and recycling businesses
UK - Waste handling errors@2x
Woodworking, timber, plastics, rubber, and industrial risks
Woodwork-scaled
Asset managers
SG - Financial services, fintech, and payment-driven businesses
Asylum seeker and refugee accommodation providers
Global - Legal - 12
Businesses with large multi-site or multi-territory property portfolios
AUS - Multi-asset property portfolio owners
Developers and mixed-use developments
SG - Developers, building owners, and project principals
Educational and not-for-profit organisations
AUS - Early learning centres and childcare providers
Food, drink, and cold storage facilities
UK - Food and beverage manufacturing
Green energy operations
AUS - Resources, mining and energy explorers
Hospitality and leisure businesses, including hotels, resorts, bars, and restaurants
SG - Hospitality and food and beverage (F&B) operators
Manufacturing operations
manufacturers-insurance-1
Organisations requiring structured solutions for distressed, unusual, or capacity-constrained risks
SG - Design, Defects and Professional Risks@2x
Pharmaceutical businesses
AUS - Pharmaceutical, chemical and life sciences manuf
Property management companies
AUS - Strata and shared membership exposure@2x
Property owners and landlords
AUS - Landlord and property owner liability@2x
Public sector and municipal organisations
AUS - Sector expertise
Real estate investors and investment funds
SG - Real estate, recruitment, and business services firms
REITs and similar ownership structures
AUS - E-learning platforms and instructional design provider
Waste and recycling businesses
UK - Waste handling errors@2x
Woodworking, timber, plastics, rubber, and industrial risks
Woodwork-scaled

Covers available.

Placements are structured around the specific requirements of each risk. Typical covers and programme structures include:

UK - Property and third-party damage@2x

Material Damage

We’ve got you covered

Related products and covers

Our approach is tailored to each business we work with. Typical covers we look at for hospitality businesses include:

Property All Risk

Protection for buildings, contents, fixtures, fittings, and operational assets.
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Public and Products Liability

Cover for guest injury, illness, or third-party property damage.
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Business Interruption

Protection for lost revenue following insured damage or disruption.
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Employers’ Liability/Workers Injury Compensation

Cover for employee injury or illness arising from their work.
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Cyber insurance

Protection against cyberattacks, data breaches, payment fraud, and system outages.
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Employment Practices Liability

Protection against claims relating to workplace disputes, discrimination, or misconduct.
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Specialist Restaurant and Hotel Programmes

Including insurance for hotels and tailored private insurance coverage for restaurants operating single or multiple locations.
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Frequently Asked Questions.

Typically when a risk is complex, high-value, distressed, non-standard, catastrophe exposed, or requires structured programme design or access to specialist markets.

Speak to a specialist.

You can easily contact us by filling out the form. Once you have submitted your enquiry, one of our friendly colleagues will reach out to you.