Broking Solutions

Hospitality & Leisure.

Hospitality and Leisure insurance solutions for brokers placing complex risks across hotels, resorts, golf clubs, hospitality groups, leisure operators, and international portfolios.

From single-site operations through to multinational hospitality platforms, we help brokers secure tailored insurance programmes that reflect the operational, regulatory, and geographical complexities of the sector. Through access to Lloyd's, London Market, and international insurer capacity, we support placements ranging from standard operating exposures through to complex and difficult-to-place risks.

UK - Hospitality - Header@2x
Benefits

Why SRG?

We understand hospitality businesses operate in diverse environments, often balancing property, liability, employee, guest, and reputational exposures across multiple locations and territories. We help brokers structure programmes that reflect the way these businesses actually operate.

Hospitality and leisure sector expertise

More than 25 years' experience supporting hospitality and leisure businesses across multiple territories, with an understanding of the operational, regulatory, and reputational challenges faced by the sector.
SG - Hospitality and food and beverage (F&B) operators

Global market access

Access to Lloyd's, London Market, and international insurer capacity supports placements ranging from single-site businesses through to multinational hospitality and leisure programmes.
AUS - Institutional and private property investors

International programme capability

Experience designing and placing programmes across multiple jurisdictions, helping brokers manage differing insurance requirements, local regulations, and market practices.
Global - General - 83

Tailored programme design

Support for businesses with complex ownership structures, international operations, mixed-use developments, and specialist leisure or hospitality exposures.
Global - General - 62-1

Golf and destination leisure expertise

Established experience supporting golf clubs, destination estates, resorts, and leisure facilities, including access to bespoke products, schemes, and specialist market relationships.
AUS - Leisure attractions and parks

Efficient and streamlined trading

A unified approach across our wholesale businesses makes it easier for broker partners to access leisure and hospitality expertise and market capacity.
UK - Leisure facilities and visitor attractions
Who we support

Appetite Areas.

We support brokers placing hospitality and leisure risks across a wide range of businesses and ownership structures on behalf of their clients in the following spaces:
Boutique, lifestyle, and luxury hospitality brands
Global - Hospitality - 9-2
Experiential travel operators
Global - Legal - 19
Franchise networks
Global - Property - 3
Golf clubs and golf resorts
Global - Sport - 6
Hospitality management companies
Global - Office - 2-1
Hotels and hotel groups
Global - Property - 1
Investor-owned hospitality platforms
Global - Legal - 16
Leisure and destination estates
Australia - Sydney - 1-1
Lender-owned hospitality assets
Global - Property - 8-1
Mixed-use hospitality developments
UK - Distressed and vacant property risk@2x
Property owners and operators within the hospitality sector
UK Unoccupied Property Damage@2x
Resorts and destination venues
Global - Private Clients - 10
Safari lodges and eco-tourism businesses
iStock-878180656
Serviced apartment portfolios
Global - Property - 11
Spas and wellness retreats
Global - Hospitality - 14
Boutique, lifestyle, and luxury hospitality brands
Global - Hospitality - 9-2
Experiential travel operators
Global - Legal - 19
Franchise networks
Global - Property - 3
Golf clubs and golf resorts
Global - Sport - 6
Hospitality management companies
Global - Office - 2-1
Hotels and hotel groups
Global - Property - 1
Investor-owned hospitality platforms
Global - Legal - 16
Leisure and destination estates
Australia - Sydney - 1-1
Lender-owned hospitality assets
Global - Property - 8-1
Mixed-use hospitality developments
UK - Distressed and vacant property risk@2x
Property owners and operators within the hospitality sector
UK Unoccupied Property Damage@2x
Resorts and destination venues
Global - Private Clients - 10
Safari lodges and eco-tourism businesses
iStock-878180656
Serviced apartment portfolios
Global - Property - 11
Spas and wellness retreats
Global - Hospitality - 14

Covers available.

Placements are structured around the specific requirements of each risk. Typical covers include:

SG - Exposure review and assessment

Property Damage and Business Interruption

Dedicated Golf & leisure facilities.

We have extensive experience supporting golf clubs, golf resorts, and destination leisure businesses across the UK, Ireland, and wider international markets.

Working closely with operators and management teams, we help brokers structure programmes that reflect the operational realities of modern golf and leisure businesses.

Our experience includes placements involving:

Clubhouses and hospitality facilities
Global - Hospitality - 14
Cyber Liability
AUS - Cybersecurity providers
Directors' and Officers' Liability
Global - Office - 2-1
Engineering inspection and breakdown
SG - Marine contractors and engineering operators
Golf courses and grounds
Global - Sport - 1
Motor risks
SRG - UK - Motor Trade-1
Plant and machinery
SG - Machinery Breakdown@2x
Revenue protection
SG - Transaction and systems exposure review@2x
Clubhouses and hospitality facilities
Global - Hospitality - 14
Cyber Liability
AUS - Cybersecurity providers
Directors' and Officers' Liability
Global - Office - 2-1
Engineering inspection and breakdown
SG - Marine contractors and engineering operators
Golf courses and grounds
Global - Sport - 1
Motor risks
SRG - UK - Motor Trade-1
Plant and machinery
SG - Machinery Breakdown@2x
Revenue protection
SG - Transaction and systems exposure review@2x
We’ve got you covered

Related products and covers

Our approach is tailored to each business we work with. Typical covers we look at for hospitality businesses include:

Property All Risk

Protection for buildings, contents, fixtures, fittings, and operational assets.
Placeholder_view_vector.svg

Public and Products Liability

Cover for guest injury, illness, or third-party property damage.
Placeholder_view_vector.svg

Business Interruption

Protection for lost revenue following insured damage or disruption.
Placeholder_view_vector.svg

Employers’ Liability/Workers Injury Compensation

Cover for employee injury or illness arising from their work.
Placeholder_view_vector.svg

Cyber insurance

Protection against cyberattacks, data breaches, payment fraud, and system outages.
Placeholder_view_vector.svg

Employment Practices Liability

Protection against claims relating to workplace disputes, discrimination, or misconduct.
Placeholder_view_vector.svg

Specialist Restaurant and Hotel Programmes

Including insurance for hotels and tailored private insurance coverage for restaurants operating single or multiple locations.
Placeholder_view_vector.svg

Frequently Asked Questions.

Typically when a risk is complex, international, high-value, involves multiple locations, or requires access to specialist hospitality and leisure market expertise.

Speak to a specialist.

You can easily contact us by filling out the form. Once you have submitted your enquiry, one of our friendly colleagues will reach out to you.