professional liability.

Professional Liability covers financial loss suffered by third parties arising from your advice or services, while Public Liability covers bodily injury or property damage to third parties. Many businesses require both.

Yes. Policies can cover unintentional breach of confidentiality, data misuse or intellectual property infringement, subject to policy wording.

Delayed Start-Up and frustration cover help protect cash flow when insured events push a project off schedule. We help you secure the right cover, so you aren’t left carrying the financial impact alone.

Limits depend on the nature of your services, contract values, client requirements, industry risk and potential loss severity. We assess these factors to recommend appropriate limits.

Cover can be extended to include subcontractors or consultants acting on your behalf, subject to policy terms and contractual arrangements.

Yes. Policies can be tailored for specific professions, industries or project-based work, including bespoke wording and higher-risk extensions.

We structure Professional Liability programmes that are aligned to your services and contractual exposure and provide specialist support throughout the claims process to protect your position and reputation.