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    <title>SRG - Insights</title>
    <link>https://specialistrisk.com/en-gb/uk-insights</link>
    <description>All the latest articles and insights from SRG UK.</description>
    <language>en-gb</language>
    <pubDate>Fri, 31 Jul 2026 17:44:17 GMT</pubDate>
    <dc:date>2026-07-31T17:44:17Z</dc:date>
    <dc:language>en-gb</dc:language>
    <item>
      <title>Lithium batteries in waste | SRG</title>
      <link>https://specialistrisk.com/en-gb/uk-insights/lithium-batteries-in-waste</link>
      <description>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://specialistrisk.com/en-gb/uk-insights/lithium-batteries-in-waste?hsLang=en-gb" title="" class="hs-featured-image-link"&gt; &lt;img src="https://specialistrisk.com/hubfs/UK%20-%20Fire%20and%20explosion%20risk@2x.jpg" alt="Lithium batteries in waste | SRG" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;Author: Luke Sloan, Senior Property Broker&lt;/p&gt;</description>
      <content:encoded>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://specialistrisk.com/en-gb/uk-insights/lithium-batteries-in-waste?hsLang=en-gb" title="" class="hs-featured-image-link"&gt; &lt;img src="https://specialistrisk.com/hubfs/UK%20-%20Fire%20and%20explosion%20risk@2x.jpg" alt="Lithium batteries in waste | SRG" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;Author: Luke Sloan, Senior Property Broker&lt;/p&gt;  
&lt;img src="https://track.hubspot.com/__ptq.gif?a=9176153&amp;amp;k=14&amp;amp;r=https%3A%2F%2Fspecialistrisk.com%2Fen-gb%2Fuk-insights%2Flithium-batteries-in-waste&amp;amp;bu=https%253A%252F%252Fspecialistrisk.com%252Fen-gb%252Fuk-insights&amp;amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "&gt;</content:encoded>
      <category>Article</category>
      <category>Waste / Recycling / Reuse</category>
      <category>Brokers</category>
      <pubDate>Fri, 31 Jul 2026 17:42:04 GMT</pubDate>
      <guid>https://specialistrisk.com/en-gb/uk-insights/lithium-batteries-in-waste</guid>
      <dc:date>2026-07-31T17:42:04Z</dc:date>
      <dc:creator>Specialist Risk Group</dc:creator>
    </item>
    <item>
      <title>Case study: Chelmsford Star</title>
      <link>https://specialistrisk.com/en-gb/uk-insights/chelmsford-star</link>
      <description>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://specialistrisk.com/en-gb/uk-insights/chelmsford-star?hsLang=en-gb" title="" class="hs-featured-image-link"&gt; &lt;img src="https://specialistrisk.com/hubfs/HubSpot%20-%20SRIS%20-%20Website%20-%20Blog%20images-%20low%20res41.png" alt="Case study: Chelmsford Star" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;"It makes things a lot easier, particularly when insurance isn’t your area of expertise. You want someone who understands how you’re set up, the way your board is, how you have to get things approved, and that you’re commercial, but do have other aspects."&lt;br&gt;&lt;br&gt;Chelmsford Star has 43 food outlets and a couple of department stores, so are aware that they are likely to be making claims, whether that's a motor claim, an employee liability claim, or slip/trip claims from members of the public.&lt;br&gt;&lt;br&gt;“We had used other brokers in the past. I’d say Specialist Risk Group are more proactive. They’ll look into things for you, chase things up, whatever needs to be done they make it very easy. We have a great relationship with Alan Tattler and his team both with regards to underwriting, claims and risk management. The service we receive is excellent."&lt;br&gt;&lt;br&gt;“We were with the same insurer that we were before, but the service is better because of the broker. In addition, when we appointed Specialist Risk Group, we were already in a long term agreement with the insurer but they were able to renegotiate the agreement and provided us with considerable cost savings.”&lt;/p&gt;</description>
      <content:encoded>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://specialistrisk.com/en-gb/uk-insights/chelmsford-star?hsLang=en-gb" title="" class="hs-featured-image-link"&gt; &lt;img src="https://specialistrisk.com/hubfs/HubSpot%20-%20SRIS%20-%20Website%20-%20Blog%20images-%20low%20res41.png" alt="Case study: Chelmsford Star" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;"It makes things a lot easier, particularly when insurance isn’t your area of expertise. You want someone who understands how you’re set up, the way your board is, how you have to get things approved, and that you’re commercial, but do have other aspects."&lt;br&gt;&lt;br&gt;Chelmsford Star has 43 food outlets and a couple of department stores, so are aware that they are likely to be making claims, whether that's a motor claim, an employee liability claim, or slip/trip claims from members of the public.&lt;br&gt;&lt;br&gt;“We had used other brokers in the past. I’d say Specialist Risk Group are more proactive. They’ll look into things for you, chase things up, whatever needs to be done they make it very easy. We have a great relationship with Alan Tattler and his team both with regards to underwriting, claims and risk management. The service we receive is excellent."&lt;br&gt;&lt;br&gt;“We were with the same insurer that we were before, but the service is better because of the broker. In addition, when we appointed Specialist Risk Group, we were already in a long term agreement with the insurer but they were able to renegotiate the agreement and provided us with considerable cost savings.”&lt;/p&gt;  
&lt;img src="https://track.hubspot.com/__ptq.gif?a=9176153&amp;amp;k=14&amp;amp;r=https%3A%2F%2Fspecialistrisk.com%2Fen-gb%2Fuk-insights%2Fchelmsford-star&amp;amp;bu=https%253A%252F%252Fspecialistrisk.com%252Fen-gb%252Fuk-insights&amp;amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "&gt;</content:encoded>
      <category>Case Study</category>
      <category>Businesses</category>
      <category>Leisure &amp; Hospitality</category>
      <pubDate>Thu, 23 Jul 2026 15:05:37 GMT</pubDate>
      <guid>https://specialistrisk.com/en-gb/uk-insights/chelmsford-star</guid>
      <dc:date>2026-07-23T15:05:37Z</dc:date>
      <dc:creator>Specialist Risk Group</dc:creator>
    </item>
    <item>
      <title>Mineral Rights: why historic rights require modern insurance solutions - Specialistrisk</title>
      <link>https://specialistrisk.com/en-gb/uk-insights/mineral-rights-why-historic-rights-require-modern-insurance-solutions</link>
      <description>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://specialistrisk.com/en-gb/uk-insights/mineral-rights-why-historic-rights-require-modern-insurance-solutions?hsLang=en-gb" title="" class="hs-featured-image-link"&gt; &lt;img src="https://specialistrisk.com/hubfs/Imported_Blog_Media/UK-Construction-and-development-risk@2x-500x500.jpg" alt="Mineral Rights: why historic rights require modern insurance solutions - Specialistrisk" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;Previously considered low risk, historic Mineral Rights reservations are now being scrutinised more closely and enforced with increasing frequency. In many recent cases, this has led to outright ransom situations, with beneficiaries using their position to demand significant payments to unlock land for development.&lt;/p&gt; 
&lt;p&gt;For developers, lenders and advisers, the challenge is no longer simply identifying mineral rights. It’s understanding how to manage them strategically and, crucially, how to secure insurance in a market that has changed significantly in a short period of time.&lt;/p&gt;</description>
      <content:encoded>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://specialistrisk.com/en-gb/uk-insights/mineral-rights-why-historic-rights-require-modern-insurance-solutions?hsLang=en-gb" title="" class="hs-featured-image-link"&gt; &lt;img src="https://specialistrisk.com/hubfs/Imported_Blog_Media/UK-Construction-and-development-risk@2x-500x500.jpg" alt="Mineral Rights: why historic rights require modern insurance solutions - Specialistrisk" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;Previously considered low risk, historic Mineral Rights reservations are now being scrutinised more closely and enforced with increasing frequency. In many recent cases, this has led to outright ransom situations, with beneficiaries using their position to demand significant payments to unlock land for development.&lt;/p&gt; 
&lt;p&gt;For developers, lenders and advisers, the challenge is no longer simply identifying mineral rights. It’s understanding how to manage them strategically and, crucially, how to secure insurance in a market that has changed significantly in a short period of time.&lt;/p&gt;  
&lt;img src="https://track.hubspot.com/__ptq.gif?a=9176153&amp;amp;k=14&amp;amp;r=https%3A%2F%2Fspecialistrisk.com%2Fen-gb%2Fuk-insights%2Fmineral-rights-why-historic-rights-require-modern-insurance-solutions&amp;amp;bu=https%253A%252F%252Fspecialistrisk.com%252Fen-gb%252Fuk-insights&amp;amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "&gt;</content:encoded>
      <category>Article</category>
      <pubDate>Thu, 25 Jun 2026 03:30:00 GMT</pubDate>
      <guid>https://specialistrisk.com/en-gb/uk-insights/mineral-rights-why-historic-rights-require-modern-insurance-solutions</guid>
      <dc:date>2026-06-25T03:30:00Z</dc:date>
      <dc:creator>Specialist Risk Group</dc:creator>
    </item>
    <item>
      <title>Renovation season: Why taking a second look at your insurance will pay-off long term</title>
      <link>https://specialistrisk.com/en-gb/uk-insights/renovation-season-why-taking-a-second-look-at-your-insurance-will-pay-off-long-term</link>
      <description>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://specialistrisk.com/en-gb/uk-insights/renovation-season-why-taking-a-second-look-at-your-insurance-will-pay-off-long-term?hsLang=en-gb" title="" class="hs-featured-image-link"&gt; &lt;img src="https://specialistrisk.com/hubfs/Untitled%20design%20(45).png" alt="Renovation season: Why taking a second look at your insurance will pay-off long term" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p style="line-height: 1.15;"&gt;&lt;em&gt;This article has been written by SRG’s Private Client Team, in collaboration with Natalia Wood, Head of Broker and Professions CPD at Renovation Underwriting.&lt;/em&gt;&lt;/p&gt; 
&lt;p style="line-height: 1.15;"&gt;For many homeowners, a renovation is one of the most significant investments they will make in their property. Increasingly, we are seeing clients choose to upgrade their existing homes rather than move.&lt;/p&gt;</description>
      <content:encoded>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://specialistrisk.com/en-gb/uk-insights/renovation-season-why-taking-a-second-look-at-your-insurance-will-pay-off-long-term?hsLang=en-gb" title="" class="hs-featured-image-link"&gt; &lt;img src="https://specialistrisk.com/hubfs/Untitled%20design%20(45).png" alt="Renovation season: Why taking a second look at your insurance will pay-off long term" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p style="line-height: 1.15;"&gt;&lt;em&gt;This article has been written by SRG’s Private Client Team, in collaboration with Natalia Wood, Head of Broker and Professions CPD at Renovation Underwriting.&lt;/em&gt;&lt;/p&gt; 
&lt;p style="line-height: 1.15;"&gt;For many homeowners, a renovation is one of the most significant investments they will make in their property. Increasingly, we are seeing clients choose to upgrade their existing homes rather than move.&lt;/p&gt;  
&lt;img src="https://track.hubspot.com/__ptq.gif?a=9176153&amp;amp;k=14&amp;amp;r=https%3A%2F%2Fspecialistrisk.com%2Fen-gb%2Fuk-insights%2Frenovation-season-why-taking-a-second-look-at-your-insurance-will-pay-off-long-term&amp;amp;bu=https%253A%252F%252Fspecialistrisk.com%252Fen-gb%252Fuk-insights&amp;amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "&gt;</content:encoded>
      <category>Private Client</category>
      <category>Article</category>
      <pubDate>Mon, 15 Jun 2026 11:00:00 GMT</pubDate>
      <guid>https://specialistrisk.com/en-gb/uk-insights/renovation-season-why-taking-a-second-look-at-your-insurance-will-pay-off-long-term</guid>
      <dc:date>2026-06-15T11:00:00Z</dc:date>
      <dc:creator>Specialist Risk Group</dc:creator>
    </item>
    <item>
      <title>Risk Insight: Work with your waste and recycling clients on risk management - Miles Smith</title>
      <link>https://specialistrisk.com/en-gb/uk-insights/risk-insight-work-with-your-waste-and-recycling-clients-on-risk-management</link>
      <description>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://specialistrisk.com/en-gb/uk-insights/risk-insight-work-with-your-waste-and-recycling-clients-on-risk-management?hsLang=en-gb" title="" class="hs-featured-image-link"&gt; &lt;img src="https://specialistrisk.com/hubfs/Imported_Blog_Media/Recycling-scaled-1.jpg" alt="Risk Insight: Work with your waste and recycling clients on risk management - Miles Smith" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;The waste and recycling industry is becoming increasingly hard to secure insurance for; most notably due to the pandemic and increased fire risk, which is particularly prevalent over summer months. Read our risk insight below to find out more about the risk management you can discuss with your waste and recycling clients to help secure insurance in this increasingly hard-to-place industry.&lt;/p&gt;</description>
      <content:encoded>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://specialistrisk.com/en-gb/uk-insights/risk-insight-work-with-your-waste-and-recycling-clients-on-risk-management?hsLang=en-gb" title="" class="hs-featured-image-link"&gt; &lt;img src="https://specialistrisk.com/hubfs/Imported_Blog_Media/Recycling-scaled-1.jpg" alt="Risk Insight: Work with your waste and recycling clients on risk management - Miles Smith" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;The waste and recycling industry is becoming increasingly hard to secure insurance for; most notably due to the pandemic and increased fire risk, which is particularly prevalent over summer months. Read our risk insight below to find out more about the risk management you can discuss with your waste and recycling clients to help secure insurance in this increasingly hard-to-place industry.&lt;/p&gt;  
&lt;img src="https://track.hubspot.com/__ptq.gif?a=9176153&amp;amp;k=14&amp;amp;r=https%3A%2F%2Fspecialistrisk.com%2Fen-gb%2Fuk-insights%2Frisk-insight-work-with-your-waste-and-recycling-clients-on-risk-management&amp;amp;bu=https%253A%252F%252Fspecialistrisk.com%252Fen-gb%252Fuk-insights&amp;amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "&gt;</content:encoded>
      <category>Article</category>
      <category>Waste / Recycling / Reuse</category>
      <category>Brokers</category>
      <pubDate>Mon, 15 Jun 2026 09:00:00 GMT</pubDate>
      <guid>https://specialistrisk.com/en-gb/uk-insights/risk-insight-work-with-your-waste-and-recycling-clients-on-risk-management</guid>
      <dc:date>2026-06-15T09:00:00Z</dc:date>
      <dc:creator>Specialist Risk Group</dc:creator>
    </item>
    <item>
      <title>Spring Property Refresh: What We’re Seeing in high-value &amp; heritage homes</title>
      <link>https://specialistrisk.com/en-gb/uk-insights/spring-property-refresh-what-were-seeing-in-high-value-heritage-homes</link>
      <description>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://specialistrisk.com/en-gb/uk-insights/spring-property-refresh-what-were-seeing-in-high-value-heritage-homes?hsLang=en-gb" title="" class="hs-featured-image-link"&gt; &lt;img src="https://specialistrisk.com/hubfs/Untitled%20design%20(45).png" alt="Spring Property Refresh: What We’re Seeing in high-value &amp;amp; heritage homes" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;For many owners of significant homes and estates, spring is not simply a season of renewal - it is often when the true impact of winter begins to surface.&lt;/p&gt;</description>
      <content:encoded>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://specialistrisk.com/en-gb/uk-insights/spring-property-refresh-what-were-seeing-in-high-value-heritage-homes?hsLang=en-gb" title="" class="hs-featured-image-link"&gt; &lt;img src="https://specialistrisk.com/hubfs/Untitled%20design%20(45).png" alt="Spring Property Refresh: What We’re Seeing in high-value &amp;amp; heritage homes" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;For many owners of significant homes and estates, spring is not simply a season of renewal - it is often when the true impact of winter begins to surface.&lt;/p&gt;  
&lt;img src="https://track.hubspot.com/__ptq.gif?a=9176153&amp;amp;k=14&amp;amp;r=https%3A%2F%2Fspecialistrisk.com%2Fen-gb%2Fuk-insights%2Fspring-property-refresh-what-were-seeing-in-high-value-heritage-homes&amp;amp;bu=https%253A%252F%252Fspecialistrisk.com%252Fen-gb%252Fuk-insights&amp;amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "&gt;</content:encoded>
      <category>Private Client</category>
      <category>Article</category>
      <pubDate>Thu, 23 Apr 2026 09:00:00 GMT</pubDate>
      <guid>https://specialistrisk.com/en-gb/uk-insights/spring-property-refresh-what-were-seeing-in-high-value-heritage-homes</guid>
      <dc:date>2026-04-23T09:00:00Z</dc:date>
      <dc:creator>Specialist Risk Group</dc:creator>
    </item>
    <item>
      <title>The insurance broker's guide to protecting your Builders Merchants as you grow</title>
      <link>https://specialistrisk.com/en-gb/uk-insights/insurance-brokers-guide-to-growing-builders-merchants</link>
      <description>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://specialistrisk.com/en-gb/uk-insights/insurance-brokers-guide-to-growing-builders-merchants?hsLang=en-gb" title="" class="hs-featured-image-link"&gt; &lt;img src="https://specialistrisk.com/hubfs/HubSpot%20-%20SRIS%20-%20Website%20-%20Blog%20images-%20low%20res10-1.webp" alt="The insurance broker's guide to protecting your Builders Merchants as you grow" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;In January 2022, the&lt;span style="color: #3b7abe;"&gt; &lt;a href="https://www.bmbi.co.uk/" style="color: #3b7abe;"&gt;BMBI&lt;/a&gt;&lt;/span&gt; reported builders merchants value sales were up by 24.1%, and this year was set to be the strongest year of growth. A significant contribution to this was inflation. &lt;br&gt;&lt;br&gt;Matched with the change in the market due to COVID-19 which pushed people to shop online rather than in store and increased demand from builders and tradespersons for materials to be remotely sourced and delivered directly to site. Because of this, the builders merchants and suppliers industry has seen a significant change in the way they sell to customers, resulting in &lt;span style="color: #3b7abe;"&gt;&lt;a href="https://www.building.co.uk/news/builders-merchants-sales-grew-30-last-year-during-supply-chain-squeeze/5115915.article" style="color: #3b7abe;"&gt;30% more sales in 2021&lt;/a&gt;&lt;/span&gt;.&lt;br&gt;&lt;br&gt;With face time low and core material costs rising, builders merchants are well positioned to grow exponentially over the next five years. But, to grow successfully, it’s key that a builders merchant has the appropriate level of insurance cover and risk management processes in place to protect you against all eventualities. &lt;br&gt;&lt;br&gt;In this guide, you’ll learn everything you need to know about the risks you may be exposed to as your business grows, including:&lt;br&gt;&lt;br&gt;&lt;/p&gt;</description>
      <content:encoded>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://specialistrisk.com/en-gb/uk-insights/insurance-brokers-guide-to-growing-builders-merchants?hsLang=en-gb" title="" class="hs-featured-image-link"&gt; &lt;img src="https://specialistrisk.com/hubfs/HubSpot%20-%20SRIS%20-%20Website%20-%20Blog%20images-%20low%20res10-1.webp" alt="The insurance broker's guide to protecting your Builders Merchants as you grow" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;In January 2022, the&lt;span style="color: #3b7abe;"&gt; &lt;a href="https://www.bmbi.co.uk/" style="color: #3b7abe;"&gt;BMBI&lt;/a&gt;&lt;/span&gt; reported builders merchants value sales were up by 24.1%, and this year was set to be the strongest year of growth. A significant contribution to this was inflation. &lt;br&gt;&lt;br&gt;Matched with the change in the market due to COVID-19 which pushed people to shop online rather than in store and increased demand from builders and tradespersons for materials to be remotely sourced and delivered directly to site. Because of this, the builders merchants and suppliers industry has seen a significant change in the way they sell to customers, resulting in &lt;span style="color: #3b7abe;"&gt;&lt;a href="https://www.building.co.uk/news/builders-merchants-sales-grew-30-last-year-during-supply-chain-squeeze/5115915.article" style="color: #3b7abe;"&gt;30% more sales in 2021&lt;/a&gt;&lt;/span&gt;.&lt;br&gt;&lt;br&gt;With face time low and core material costs rising, builders merchants are well positioned to grow exponentially over the next five years. But, to grow successfully, it’s key that a builders merchant has the appropriate level of insurance cover and risk management processes in place to protect you against all eventualities. &lt;br&gt;&lt;br&gt;In this guide, you’ll learn everything you need to know about the risks you may be exposed to as your business grows, including:&lt;br&gt;&lt;br&gt;&lt;/p&gt;  
&lt;img src="https://track.hubspot.com/__ptq.gif?a=9176153&amp;amp;k=14&amp;amp;r=https%3A%2F%2Fspecialistrisk.com%2Fen-gb%2Fuk-insights%2Finsurance-brokers-guide-to-growing-builders-merchants&amp;amp;bu=https%253A%252F%252Fspecialistrisk.com%252Fen-gb%252Fuk-insights&amp;amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "&gt;</content:encoded>
      <category>Article</category>
      <category>Businesses</category>
      <category>Construction / Contractors</category>
      <pubDate>Mon, 09 Mar 2026 09:45:00 GMT</pubDate>
      <guid>https://specialistrisk.com/en-gb/uk-insights/insurance-brokers-guide-to-growing-builders-merchants</guid>
      <dc:date>2026-03-09T09:45:00Z</dc:date>
      <dc:creator>Specialist Risk Group</dc:creator>
    </item>
    <item>
      <title>Investor in Customers “Gold” for the fifth consecutive assessment</title>
      <link>https://specialistrisk.com/en-gb/uk-insights/investor-in-customers-gold-for-the-fifth-consecutive-assessment</link>
      <description>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://specialistrisk.com/en-gb/uk-insights/investor-in-customers-gold-for-the-fifth-consecutive-assessment?hsLang=en-gb" title="" class="hs-featured-image-link"&gt; &lt;img src="https://specialistrisk.com/hubfs/full-contact-hero-new.jpg" alt="Investor in Customers “Gold” for the fifth consecutive assessment" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;Our clients are at the heart of everything we do and the decisions we make. That’s why,&amp;nbsp;we chose again to work with &lt;a href="https://www.investorincustomers.com/"&gt;Investor in Customers (IIC)&lt;/a&gt; -&lt;br&gt;an independent, industry-recognised accreditation body - to gain honest, structured feedback from our clients and our colleagues. The assessment process gives us invaluable insight into how we are performing, where we are excelling, and where we can continue to improve, ensuring that our service evolves alongside our clients’ needs.&lt;/p&gt;</description>
      <content:encoded>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://specialistrisk.com/en-gb/uk-insights/investor-in-customers-gold-for-the-fifth-consecutive-assessment?hsLang=en-gb" title="" class="hs-featured-image-link"&gt; &lt;img src="https://specialistrisk.com/hubfs/full-contact-hero-new.jpg" alt="Investor in Customers “Gold” for the fifth consecutive assessment" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;Our clients are at the heart of everything we do and the decisions we make. That’s why,&amp;nbsp;we chose again to work with &lt;a href="https://www.investorincustomers.com/"&gt;Investor in Customers (IIC)&lt;/a&gt; -&lt;br&gt;an independent, industry-recognised accreditation body - to gain honest, structured feedback from our clients and our colleagues. The assessment process gives us invaluable insight into how we are performing, where we are excelling, and where we can continue to improve, ensuring that our service evolves alongside our clients’ needs.&lt;/p&gt;  
&lt;img src="https://track.hubspot.com/__ptq.gif?a=9176153&amp;amp;k=14&amp;amp;r=https%3A%2F%2Fspecialistrisk.com%2Fen-gb%2Fuk-insights%2Finvestor-in-customers-gold-for-the-fifth-consecutive-assessment&amp;amp;bu=https%253A%252F%252Fspecialistrisk.com%252Fen-gb%252Fuk-insights&amp;amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "&gt;</content:encoded>
      <category>Article</category>
      <category>Businesses</category>
      <pubDate>Fri, 27 Feb 2026 06:00:00 GMT</pubDate>
      <guid>https://specialistrisk.com/en-gb/uk-insights/investor-in-customers-gold-for-the-fifth-consecutive-assessment</guid>
      <dc:date>2026-02-27T06:00:00Z</dc:date>
      <dc:creator>Specialist Risk Group</dc:creator>
    </item>
    <item>
      <title>Attracting and retaining skilled workers with Private Medical insurance in the construction sector</title>
      <link>https://specialistrisk.com/en-gb/uk-insights/attracting-and-retaining-skilled-workers-with-private-medical-insurance-in-the-construction-sector</link>
      <description>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://specialistrisk.com/en-gb/uk-insights/attracting-and-retaining-skilled-workers-with-private-medical-insurance-in-the-construction-sector?hsLang=en-gb" title="" class="hs-featured-image-link"&gt; &lt;img src="https://specialistrisk.com/hubfs/Crane-2.jpg" alt="Attracting and retaining skilled workers with Private Medical insurance in the construction sector" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;The construction industry is facing an undeniable challenge: a persistent shortage of skilled labour. With over 140,000 job vacancies, the UK construction industry is experiencing a significant labour shortfall, delaying essential housing and infrastructure developments&lt;sup&gt;1&lt;/sup&gt;&lt;a href="#_ftn1"&gt;&lt;span&gt;&lt;span style="font-size: 12px;"&gt;.&lt;/span&gt;&lt;/span&gt;&lt;/a&gt;&lt;/p&gt;</description>
      <content:encoded>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://specialistrisk.com/en-gb/uk-insights/attracting-and-retaining-skilled-workers-with-private-medical-insurance-in-the-construction-sector?hsLang=en-gb" title="" class="hs-featured-image-link"&gt; &lt;img src="https://specialistrisk.com/hubfs/Crane-2.jpg" alt="Attracting and retaining skilled workers with Private Medical insurance in the construction sector" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;The construction industry is facing an undeniable challenge: a persistent shortage of skilled labour. With over 140,000 job vacancies, the UK construction industry is experiencing a significant labour shortfall, delaying essential housing and infrastructure developments&lt;sup&gt;1&lt;/sup&gt;&lt;a href="#_ftn1"&gt;&lt;span&gt;&lt;span style="font-size: 12px;"&gt;.&lt;/span&gt;&lt;/span&gt;&lt;/a&gt;&lt;/p&gt;  
&lt;img src="https://track.hubspot.com/__ptq.gif?a=9176153&amp;amp;k=14&amp;amp;r=https%3A%2F%2Fspecialistrisk.com%2Fen-gb%2Fuk-insights%2Fattracting-and-retaining-skilled-workers-with-private-medical-insurance-in-the-construction-sector&amp;amp;bu=https%253A%252F%252Fspecialistrisk.com%252Fen-gb%252Fuk-insights&amp;amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "&gt;</content:encoded>
      <category>Article</category>
      <category>Businesses</category>
      <category>Construction / Contractors</category>
      <category>Healthcare / Private Medical</category>
      <pubDate>Thu, 11 Dec 2025 04:30:00 GMT</pubDate>
      <guid>https://specialistrisk.com/en-gb/uk-insights/attracting-and-retaining-skilled-workers-with-private-medical-insurance-in-the-construction-sector</guid>
      <dc:date>2025-12-11T04:30:00Z</dc:date>
      <dc:creator>Specialist Risk Group</dc:creator>
    </item>
    <item>
      <title>Cyber-attacks in your insolvency practice: What to look out for and how to avoid them</title>
      <link>https://specialistrisk.com/en-gb/uk-insights/cyber-attacks-in-your-insolvency-practice-what-to-look-out-for-and-how-to-avoid-them</link>
      <description>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://specialistrisk.com/en-gb/uk-insights/cyber-attacks-in-your-insolvency-practice-what-to-look-out-for-and-how-to-avoid-them?hsLang=en-gb" title="" class="hs-featured-image-link"&gt; &lt;img src="https://specialistrisk.com/hubfs/Cyber%20New.jpg" alt="Cyber-attacks in your insolvency practice: What to look out for and how to avoid them" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;Insolvency practitioners handle sensitive financial information every day: client accounts, creditor lists, restructuring plans and legal documentation to name a few. Unfortunately, this makes the sector an attractive target for cyber-criminals. Whether you’re advising distressed businesses or managing complex administrations, a cyber-attack could compromise confidential data, disrupt operations, and damage your professional reputation.&lt;/p&gt;</description>
      <content:encoded>&lt;div class="hs-featured-image-wrapper"&gt; 
 &lt;a href="https://specialistrisk.com/en-gb/uk-insights/cyber-attacks-in-your-insolvency-practice-what-to-look-out-for-and-how-to-avoid-them?hsLang=en-gb" title="" class="hs-featured-image-link"&gt; &lt;img src="https://specialistrisk.com/hubfs/Cyber%20New.jpg" alt="Cyber-attacks in your insolvency practice: What to look out for and how to avoid them" class="hs-featured-image" style="width:auto !important; max-width:50%; float:left; margin:0 15px 15px 0;"&gt; &lt;/a&gt; 
&lt;/div&gt; 
&lt;p&gt;Insolvency practitioners handle sensitive financial information every day: client accounts, creditor lists, restructuring plans and legal documentation to name a few. Unfortunately, this makes the sector an attractive target for cyber-criminals. Whether you’re advising distressed businesses or managing complex administrations, a cyber-attack could compromise confidential data, disrupt operations, and damage your professional reputation.&lt;/p&gt;  
&lt;img src="https://track.hubspot.com/__ptq.gif?a=9176153&amp;amp;k=14&amp;amp;r=https%3A%2F%2Fspecialistrisk.com%2Fen-gb%2Fuk-insights%2Fcyber-attacks-in-your-insolvency-practice-what-to-look-out-for-and-how-to-avoid-them&amp;amp;bu=https%253A%252F%252Fspecialistrisk.com%252Fen-gb%252Fuk-insights&amp;amp;bvt=rss" alt="" width="1" height="1" style="min-height:1px!important;width:1px!important;border-width:0!important;margin-top:0!important;margin-bottom:0!important;margin-right:0!important;margin-left:0!important;padding-top:0!important;padding-bottom:0!important;padding-right:0!important;padding-left:0!important; "&gt;</content:encoded>
      <category>Cyber</category>
      <category>Article</category>
      <category>Businesses</category>
      <category>Insolvency</category>
      <pubDate>Tue, 09 Dec 2025 12:00:00 GMT</pubDate>
      <guid>https://specialistrisk.com/en-gb/uk-insights/cyber-attacks-in-your-insolvency-practice-what-to-look-out-for-and-how-to-avoid-them</guid>
      <dc:date>2025-12-09T12:00:00Z</dc:date>
      <dc:creator>Specialist Risk Group</dc:creator>
    </item>
  </channel>
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