SRG - Insights

Australia’s defence build-up has an insurance problem - Specialistrisk

Specialist Risk Group — Mon, 22 Jun 2026 23:30:00 GMT

If your business is operating in or moving into Australia’s defence industrial base, there is a good chance your insurance was not written to cover what your contracts actually require. Most businesses only find that out when it is too late to do anything about it.

Most Australian businesses are self-insuring a risk they never chose to carry - Specialistrisk

Specialist Risk Group — Thu, 11 Jun 2026 03:30:00 GMT

The money your customers owe you sits on your balance sheet as an asset. For many mid-to-large Australian businesses, it also represents a significant uninsured financial exposure. Most boards have never actively decided to carry it. It has simply accumulated.

The BI policy that looked right three years ago - Specialistrisk

Specialist Risk Group — Wed, 10 Jun 2026 05:00:00 GMT

End of financial year is when Australian businesses close their books, reconcile their numbers and confirm what the past twelve months actually looked like. It is also, for many businesses, the moment business interruption insurance gets quietly carried over without anyone checking whether it still reflects the business those numbers describe.

Budget Changes, M&A and the Ownership Review Window - Specialistrisk

Specialist Risk Group — Mon, 01 Jun 2026 04:00:00 GMT

The 2026 to 2027 Federal Budget has created a new planning horizon for private business owners, founders and investors. While much of the public discussion has focused on housing, negative gearing and cost of living measures, one of the most important business implications sits in mergers and acquisitions.

When the tax office asks what your collection is worth, the real danger is what your insurer won’t pay - Specialistrisk

Specialist Risk Group — Tue, 26 May 2026 04:15:00 GMT

Australia’s proposed Capital Gains Tax (CGT) reforms will force many people to formally value their collections for the first time. What that process reveals about their insurance cover may be the bigger shock.

The budget has shifted the calculation on employer health insurance - Specialistrisk

Specialist Risk Group — Tue, 26 May 2026 03:30:00 GMT

The 2026 Federal Budget has accelerated a shift that was already under way: private healthcare costs are moving onto individuals. Employers who have not yet treated corporate health cover as a workforce investment are about to feel the difference.

Licensed by June. Covered by when? - Specialistrisk

Specialist Risk Group — Wed, 13 May 2026 04:45:00 GMT

Licensed by June. Covered by when?

Australia’s digital asset regulation is here. Your insurance program needs to keep up.

From 30 June 2026, digital asset platforms operating in Australia face the same regulatory obligations as traditional financial services firms. The licensing conversation is well underway. The insurance conversation is not.

Australia is moving toward a formal regulatory framework for digital assets. From 30 June 2026 platforms facilitating trading, custody, or crypto-related financial services will need to operate under the Corporations Act 2001, hold an AFSL and meet the same governance and compliance standards as traditional financial institutions. For businesses that have operated as technology companies this is a fundamental shift. Most are better prepared for the licensing process than they are for what it demands of their insurance program.

Exit ready: What the 2026 Initial Public Offering (IPO) market demands of every Chief Financial Officer (CFO) - Specialistrisk

Specialist Risk Group — Thu, 16 Apr 2026 07:00:00 GMT

Exit ready: What the 2026 Initial Public Offering (IPO) market demands of every Chief Financial Officer (CFO)

The 2021 frenzy with over 200 companies rushing to the Australian Securities Exchange (ASX) in a single year, is not coming back. In 2026 investors aren’t buying potential. They’re buying proof. For a CFO preparing to float that distinction changes everything.

The pipeline is deep – Greencross, Estia Health and I-MED Radiology are among the household names freshening up prospectuses, but the windows are narrowing. Between ASX volatility, Easter blackouts, school holidays and Federal Budget periods executing a major float in the first half of the year is a precise timing challenge. Getting it wrong does not mean trying again next quarter; it can mean pulling the deal entirely.

Despite those pressures the market is moving for the right assets. Koala, the bed-in-a-box brand, rose 12% on debut 1. Demonstrating strong institutional appetite for companies with clean balance sheets and founder-led alignment. At the other end of the scale the $7BN Firmus Technologies float, backed by Nvidia, confirms that global capital will still commit at scale to assets solving genuinely hard infrastructure problems.

The hidden opportunity cost of complacency - Specialistrisk

Specialist Risk Group — Mon, 13 Apr 2026 04:45:00 GMT

The hidden opportunity cost of complacency: Why long-term agreements might be costing you more than they save

Is your Long-Term Agreement (LTA) saving you money, or just saving your broker the discomfort of going back to market?

In an Australian insurance landscape defined by shifting cycles, predictability is a rare and valuable commodity. That’s why the LTA promising multi-year stability and pre-agreed rate reductions remains a core retention tool for many global broking firms.

For a Chief Financial Officer CFO focused on cost control, that fixed annual reduction looks like prudent financial management. It delivers immediate savings and eliminates renewal friction. However, as significant parts of the Australian market begin to soften, a closer look reveals a critical flaw: an LTA creates a floor for stability, but also a ceiling on potential savings.

Specialist Risk Group launches Australian Employee Benefits division to meet evolving workforce demands - Specialistrisk

Specialist Risk Group — Mon, 29 Apr 2024 04:00:00 GMT

29th April 2026 – Australia – Specialist Risk Group (SRG), the fast-growing international insurance intermediary backed by Warburg Pincus, Temasek and Ecclesia has launched its Employee Benefits business in Australia, expanding its local platform with a suite of insurance and wellbeing solutions for mid-market and international clients. The launch follows SRG’s entry into Australia in February 2026.